Interest Certificate

HDFC Bank customers can conveniently access or download their Interest Certificate for a loan account online through HDFC Bank MyLoans. The certificate provides details of the interest paid on the loan during a specified period and can be useful for financial and tax-related purposes. Follow the steps below to access your Interest Certificate online.

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Steps to Access/Download Your Interest Certificate via MyLoans

  • 1. Open MyLoans and enter your registered mobile number and CAPTCHA. 
  • 2. Review the Notice and Consent details, then click ‘Accept and Continue’.  
  • 3. Enter the OTP received on your registered mobile number.  
  • 4. Select the required loan account from the list. 
  • 5. Select your Email ID and City and the relevant Branch from the dropdown.  
  • 6. Go to Service Requests > Loan Statements/Letters.  
  • 7. Select ‘Interest Certificate’ and choose the required financial year from the dropdown.  
  • 8. You may also explore and select relevant Products & Services, if required.  
  • 9. Submit the declaration.  
  • 10. Once the request is submitted, a Service Request number will be generated.  
  • 11. Download the Interest Certificate. The PDF will be available in your device’s Downloads folder.  

Note: Each statement can be downloaded only twice. The Interest Certificate can be downloaded only between 9:00 AM and 11:00 PM. 

Know More About Interest Certificate

What is an Interest Certificate?
 

An Interest Certificate is a document that provides details of the interest paid or payable on your loan during a particular financial year. It serves as a useful record of the interest component of your loan repayments and can be downloaded for the required financial year. 
 

Why is an Interest Certificate Important?
 

An Interest Certificate can help you: 
 

  • Check interest payments: View the interest component of your loan for a particular financial year.  
  • Maintain loan records: Keep an organised record of the interest associated with your loan.  
  • Support tax-related requirements: The certificate may be useful as supporting documentation when claiming applicable tax benefits, subject to prevailing tax laws.  
  • Simplify financial planning: Having the interest details in one place makes it easier to review your loan-related expenses for the year. 

Frequently Asked Questions

You need your registered mobile number, the CAPTCHA code displayed on the screen and the OTP sent to your registered mobile number.

Yes. You can select the required Financial Year from the dropdown and download the corresponding Interest Certificate.

You can download the Interest Certificate between 9:00 AM and 11:00 PM. Once logged in, you can download it up to 2 times.

Try downloading the Interest Certificate again. If the issue persists, clear your browser cache or try using a different browser or device.