term Loan Calculator

About Term Loan EMI Calculator

HDFC Bank's Term Loan EMI Calculator is your go-to tool for effortless financial planning. Whether considering a Cash Credit, Overdraft or Term Loan, this calculator helps you tailor your loan according to your business needs. Simply input your desired loan amount, tenure, and key financial figures to receive precise EMI estimates. With a user-friendly interface and a clear document checklist, navigating the loan application process becomes a breeze. Plan your finances accurately and explore the best loan options with HDFC Bank's intuitive EMI calculator.   

Why Term Loan?

  • Multiple Loan Options
  • Customisable Loan Amount and Tenure
  • Comprehensive Financial Inputs

More About The Term Loan Calculator

The benefits of the Term Loan Calculator online include:

Quick estimation of EMIs.

Helps in financial planning.

Allows comparison of different loan scenarios.

Provides a clear breakdown of interest and principal components.

The Term Loan Calculator works by:

Taking in your financial information.

Applying HDFC Bank's credit assessment algorithms.

Estimating a potential Term Loan EMI based on your inputs.

Displaying the result instantly.

Application Form.

Last 2 Years' Audited Financial Statements.

Last 6 Months' Bank Statements.

Borrower's Undertaking for Laminated Documents (for loan takeovers).

Sanction Letter from existing bank (for loan takeovers).

Latest Income Tax Return (ITR).

Latest Sales (VAT) Tax Return.

KYC Documents (Proof of identity and address).

CMA Data (Credit Monitoring Arrangement):

  • Financial Projections for the loan period.
  • DSCR Calculation (Debt Service Coverage Ratio) for the loan period.

Frequently Asked Questions

Yes, the HDFC Bank Term Loan Calculator is typically usable for various loan types offered by the Bank, including Home, Personal and Business Loans.

Results of the Term Loan Interest Rate Calculator are generally accurate based on the information provided. However, final loan terms may vary subject to HDFC Bank's assessment.

The Term Loan Calculator is primarily designed for business cash credits. For Personal Loans needs, please refer to our Personal Loan Calculators.