Accept payments, manage customers and grow with ease – All with HDFC Bank’s SmartHub Vyapar merchant app

 

Download Now

For IOS For Android
Get Loan Instantly

What’s in store for you

Indian oil card1

More About SmartHub Vyapar App- Pre-approved Loans

  • Benefits of SmartHub Vyapar App- Pre-approved Loans
  • The SmartHub Vyapar App’s Get Loans Instantly facility offers instant loan approvals, flexible repayment options, and easy access to credit. It helps small businesses meet urgent financial needs efficiently.  For more information, click here.
  • To know more, download the SmartHub Vyapar brochure here.
  • Most Important Terms & Conditions 
  • *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.

Frequently Asked Questions

A pre-approved Business Loan is a conditional loan offer from a lender, indicating the approved loan amount, interest rate, and terms, pending final approval and documentation.

To qualify for a pre-approved Business Loan, you must meet the lender’s requirements, which may include:

  • A good credit score

  • Business age and revenue requirements

  • Financial statements 

  • Record of debt-to-income ratio

Yes, pre-approved loans can be subject to cancellation. The reasons for the same may include change in credit score, business or financial changes, and non-compliance with lender’s terms and conditions.