Key Changes:
Effective 1 April 2026: The existing lounge access program will be discontinued.
Effective 20 April 2026: Airport lounge access will move to a spend-based eligibility model, where access will be provided through vouchers instead of direct card swipes at partner lounges.
Eligible customers will receive 2 complimentary domestic airport lounge visits per year (1 visit every six months).
To qualify, customers must spend ₹20,000 on their HDFC Bank RuPay Platinum Debit Card within the 6 months period.
Example:
Spend ₹20,000 between April and September 2026 → Eligible for 1 lounge access voucher.
Spend ₹20,000 between October 2026 and March 2027 → Eligible for the second lounge access voucher.
| Current Process (Till 31st March 2026) | Process (Effective 20th April 2026) | |
|---|---|---|
| Lounge Criteria | 1 Domestic & 1 International Lounge Access Per Calendar Year | 2 Domestic Lounge access per Annum (1 every 6 months - Apr'26 - Sep'26 | Oct'26-Mar'27) |
| Spends Criteria | NA | Yes, half-yearly spends criteria of Rs. 20,000 or more applicable to be eligible for lounge vocuher |
| Process to access the Lounge | Card Swipe based at the Lounge Terminals | Voucher Based Access Process to Claim the voucher: - Upon meeting the spends criteria Cardholders will receive the link to claim the lounge voucher - Click on the link & log in using registered mobile number - Click on "Claim Now" - Show the voucher received through email/sms to get the lounge access |
Note: Between 1st to 20th April 26 , in case customer wants to use the lounge- the access would need to be paid for by the customer.
Under the current process, RuPay Platinum Debit Card holders are eligible for 1 Domestic & 1 International Lounge access per calendar year. To access the lounge the customer, need to swipe the card at the lounge after successful authentication the customer is allowed to access the lounge.
Effective 20th April 2026, the new Spends Linked Lounge Voucher based lounge program will be introduced.
Follow these steps to use your debit card lounge voucher:
Eligibility Notification:
Eligible customers will receive an SMS or email with a link to claim the lounge voucher within 7 days after meeting the half-yearly spend requirement.
Login:
Click the link and log in using your registered mobile number. Complete the login by verifying the OTP.
Note: If your mobile number has been updated after the eligibility communication was sent, you will still need to log in using the mobile number that received the eligibility message.
Claim Voucher:
After OTP verification, you can view and claim your lounge access voucher on the claim page.
Voucher Delivery:
Once the claim is successful, you will receive the voucher details via SMS and email, including the voucher code or QR code.
Redeem at Lounge:
Present the voucher code or QR code received through email/SMS at any empanelled lounge to avail the lounge access benefit.
Note: Refer to the table above for list of empanelled lounge for RuPay Platinum Debit Cards.
To know the detailed process to claim the lounge voucher Click Here
Your lounge voucher will remain valid until the end of the quarter following the six-month eligibility period.
Examples for the period Apr’26 – Sep’26:
i. Customer can visit mentioned link- www.gvhelpdesk.com
ii. Click on the chat bot (EMA) present at right bottom corner
iii. Click on resend voucher
iv. Enter bank registered mobile number
v. Enter 6-digit OTP
vi. Select the relevant voucher name
vii. Same voucher details will be retriggered to registered mobile number and Email ID
Customer can avail entry at the following lounges using HDFC Bank Debit Card lounge voucher, please note that the below list is subject to changes as per availability.
| State | City | Lounge Name | Terminal Type | Terminal |
|---|---|---|---|---|
| Karnataka | Bangalore | Blr Domestic Lounge | Domestic | Terminal 1 |
| Tamil Nadu | Chennai | Travel Club Lounge B | Domestic | Terminal 1 |
| Tamil Nadu | Chennai | Travel Club Lounge A | Domestic | Terminal 1 |
| Tamil Nadu | Chennai | Travel Club Lounge | International | Terminal 2 |
| Telangana | Hyderabad | Encalm Lounge | International | Terminal 1 |
| Telangana | Hyderabad | Encalm lounge | Domestic | Terminal 1 |
| West Bengal | Kolkata | Travel Club Lounge | Domestic | Terminal 1 |
| Maharashtra | Mumbai | Adani East Lounge | International | Terminal 2 |
| Maharashtra | Mumbai | Adani Lounge | Domestic | Terminal 2 |
| Delhi | New Delhi | Encalm Lounge | International | Terminal 3 |
| Delhi | New Delhi | Encalm Lounge | Domestic | Terminal 3 |
ATM cash withdrawals will not be counted as a spend. Only purchases made in-store or online using your HDFC Bank Debit Card will be considered as a valid spend.
Customer can spend Rs 20,000 or more in a single transaction OR make multiple transactions aggregating to Rs 20,000 or more, in store or online. Both the scenarios will be eligible.
For newly onboarded customers also the spends criteria of Rs. 20,000 is mandatory to be eligible for the lounge benefits.
No, the form factor for making the payments has to be debit card i.e., only POS/PG(Ecom)/SI are the 3 types of transactions which are used for calculating spends by the customer in a cumulative quarter. The account-based or wallet-based transactions such as Gpay, Phonepe, Paytm etc. are not debit card payments.
The wallet reloads, credit card bills and DC EMI are paid by accounts will not be considered for eligibility check of meeting the half yearly criteria of Rs 20,000 or more.
For more queries, please connect with the channels mentioned below