HDFC Life Click 2 Protect Supreme Plus

• Get back the total premiums paid on survival until maturity with the Return of Premium option⁴.

• Receive an additional payout in the event of Accidental Death during the policy term⁵.

• Secure your child's future with an additional Child Education Benefit (Education Income Benefit).

• Receive Acceleration of Death Benefit⁶ upon the diagnosis of a covered terminal illness, up to the age of 80 years.

• Defer your premium payment by one year during financial emergencies with special benefits available for eligible female lives.

• Choose Increasing Death Benefit options of up to 200% under the Life option.

• Customise your life cover by selecting variable Death Benefits under the Life Goal option.

• Avail the Waiver of Premium (WoP) benefit in case of:

  • Critical Illness through the WoP on Critical Illness option⁴

  • Husband's Accidental Death through the WoP on Husband's Accidental Death option⁷

  • Total and Permanent Disability through the WoP Disability option⁷

• Add an Additional Cover for Spouse⁸ for enhanced family protection.

• Protect your parents or grandparents with the Parent Secure option⁵, which provides financial protection during their lifetime.

• Under Parent Protect Care, eligible parents or grandparents can receive the death benefit as a lump sum followed by regular payouts.

• Waiver of Premium (WoP) benefit available on:

  • Critical Illness

  • Total and Permanent Disability

  • Husband's Accidental Death

• Child Education Benefit to help support your child's education expenses.

• Spouse Cover Option for extended family protection.

• Parent Secure and Parent Protect Care benefits for parents and grandparents.

• Premium Deferment Option, allowing premium payments to be deferred for up to one year during eligible financial emergencies.

• Wellness Benefits included with the life cover to support your overall well-being.

Click 2 Protect Supreme Plus is available to individuals who meet the eligibility criteria based on the selected plan option and premium payment term.

Plan Details

Premium Payment Term (PPT)

The plan offers Single Pay, Regular Pay, and Limited Pay options. Under the Limited Pay option, you can choose a premium payment term that is shorter than the policy term, providing greater flexibility in planning your premium payments.

Sum Assured on Death

In the unfortunate event of the Life Assured's demise during the policy term, the nominee will receive the highest of the following amounts, subject to the policy terms and conditions:

Sum Assured on Death

105% of the total premiums paid

For Regular Pay and Limited Pay policies, the Sum Assured on Death will be the highest of:

• 10 times the Annualised Premium

• Basic Sum Assured

• Sum Assured on Maturity, where applicable under the selected plan option.

1. This is an in-built value addition that can be availed through the Life Rewards app. Please refer to the policy documents for the applicable terms and conditions.¹

2. A 10% discount on the first-year premium is available for all customers under the Regular Pay and Limited Pay options. A 15% discount on the base premium is available for eligible female lives.²

3. Under Parent Protect Care, the death benefit is paid as a lump sum followed by regular payouts.³

4. The Return of Premium option is available under the Life and Life Plus plan options on payment of an additional premium.⁴

5. The Parent Secure benefit is available as an in-built feature under the Life Plus plan option.⁵

6. The Acceleration of Death Benefit is available as an in-built feature under the Life and Life Plus plan options.⁶

7. The Waiver of Premium options are available under all plan options on payment of an additional premium.⁷

8. The Additional Cover for Spouse is available only under the Life plan option.⁸

9. The Life Goal option is available under the Life and Life Plus plan options.⁹