Tata AIA Life Insurance Pro-Fit

Disclaimer

The linked insurance product does not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender/withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year.
 

• Tata AIA Pro-Fit comprises Tata AIA Health Pro, a Non-Participating, Unit-Linked Individual Health Insurance Plan (UIN: 110L180V01), Tata AIA Health Secure, a Non-Participating, Unit-Linked Individual Health Rider (UIN: 110A050V01), and Tata AIA Health Buddy, a Non-Participating, Non-Linked Individual Health Product (UIN: 110N183V01). Tata AIA Health Pro and Health Buddy are also available for sale individually.  
• Health Buddy Enhance is part of the wellness offerings of Tata AIA Health Buddy. It is the customer’s sole discretion to avail the services. A waiting period of 30 days from the date of issue of the policy is applicable to avail the services of Health Buddy Elevate and Health Buddy Enhance. All medical-related services will be directly provided by the Service Providers and not by Tata AIA Life Insurance. These services shall be subject to the availability of the Service Provider. Tata AIA Life Insurance shall not be liable for any liability arising due to the customer opting to avail this feature from the Service Providers. For more details on the benefits covered, please refer to the website, contact our Insurance Advisor/Intermediary, or visit our nearest Branch Office.
• ¹5-year computed NAV for Multi Cap Fund as of October 2025. Other funds are also available. The benchmark of this fund is S&P BSE 200. 
• ²Market-linked returns are subject to market risks and terms & conditions of the product. The assumed rate of returns or illustrated amount may not be guaranteed and depends on market fluctuations.  
• ⁴Benefit of early ROP allows the customer to get the maturity benefit under Tata AIA Health Buddy in advance, up to a certain percentage of total premiums paid for health-related expenses. For more details kindly refer to the sales brochure.
• ⁵Other services include yoga, discounts on medicines and tests.
• ⁶Return of mortality charges, return of premium allocation charges, auto debit discount and extra allocation under Smart Lady are applicable to Tata AIA Health Pro only. Staff, Existing Customer, Worksite discounts are applicable to Tata AIA Health Buddy premium only.
• ⁷Composite Booster will be added to the fund value, provided all the due premiums under Tata AIA Health Pro and Tata AIA Health Buddy have been paid till the date of booster accrual. For more information, please refer to the sales brochure of respective products.
• ⁸Rider is not mandatory and is available for a nominal extra cost. For more details on benefits, premiums, and exclusions under the rider, please contact Tata AIA Life's Insurance Advisor/branch.
• ⁹Auto debit discount is applicable for payments made through any electronic mode via an auto debit mandate for the first-year instalment.  
• ^$₹500 will be credited to the wallet per prescription (4 transactions allowed if vaccine is prescribed)
• Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year.
• Tata AIA Life Insurance Company Limited is only the name of the Insurance Company and Tata AIA Health Pro is only the name of the Unit Linked Health Insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.
• The fund is managed by Tata AIA Life Insurance Company Ltd.
• For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale. The precise terms and conditions of this plan are specified in the Policy Contract. For more details on risk factors, terms and conditions please visit us at: www.tataaia.com.
• Past performance is not indicative of future performance. Returns are calculated on an absolute basis for a period of less than (or equal to) a year, with reinvestment of dividends (if any). 
• All investments made by the Company are subject to market risks. The Company does not guarantee any assured returns. The investment income and price may go down as well as up depending on several factors influencing the market.
• Please make your own independent decision after consulting your financial or other professional advisor.
• Unit Linked Insurance products are different from traditional insurance products and are subject to risk factors. Please know the associated risks and the applicable charges from your Insurance Agent or Intermediary or Policy Document issued by the Insurance Company.
• Various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. The underlying fund’s NAV will be affected by interest rates and the performance of the underlying stocks.
• The performance of the managed portfolios and funds is not guaranteed, and the value may increase or decrease in accordance with the future experience of the managed portfolios and funds.
• Premium paid in Unit Linked Insurance Policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of the fund and factors influencing the capital market, and the insured is responsible for his/her decisions.
• Please know the associated risks and the applicable charges from your insurance agent or the intermediary or policy document issued by the insurance company. 
• Insurance cover is available under the product.
• The products are underwritten by Tata AIA Life Insurance Company Ltd.
• The plans are not guaranteed issuance plans and will be subject to the Company’s underwriting and acceptance. 
• For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale. 
• List of daycare surgeries mentioned are illustrative in nature. Any surgery that falls under the daycare surgery category is eligible for payout.
• No Goods and Service Tax shall be applicable on individual life insurance products as per prevailing laws. Tax laws are subject to amendments from time to time. If any imposition (tax or otherwise) is levied by any statutory or administrative body under the policy, Tata AIA Life Insurance Company Limited reserves the right to claim the same from the policyholder.
• Risk cover commences along with policy commencement for all lives, including minor lives.
• Buying a Health Insurance Policy is a long-term commitment. An early termination of the policy usually involves high costs, and the surrender value payable may be less than all the premiums paid.
• In case of non-standard lives and on submission of non-standard age proof, extra premiums will be charged as per underwriting guidelines.
• Discount on policy will be subject to sales literature and policy contract.
• L&C/Advt/2026/Mar/1609
  HDFC Bank Limited (4621612) (IRDAI Registration No: CA0010) is the Corporate Agent of Tata AIA Life Insurance Company Limited and does not underwrite the risk or act as an insurer. HDFC Bank Limited, HDFC Bank House, Senapati Bapat Marg, Lower Parel (West), Mumbai - 400 013. Participation by the Bank’s clients in the Insurance products is purely on a voluntary basis. The contract of Insurance is between Tata AIA Life and the Insured and not between HDFC Bank and the Insured. Tata AIA Life Insurance Company Limited (IRDAI Regn. No. 110) CIN: U66010MH2000PLC128403. Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai - 400013. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license. For any information including cancellation, claims and complaints, please contact our Insurance Advisor/Intermediary or visit Tata AIA Life's nearest branch office or call 1-860-266-9966 (local charges apply) or write to customercare@tataaia.com. Visit us at: www.tataaia.com.