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You always dream a bright future for you and your loved ones. Be it children’s education, retirement planning or long-term wealth creation, you plan every bit of this uncertain future to make it more certain and predictable. You make sure that your money grows and also, the wealth you create is protected against any potential downfall, so that your loved ones dreams are fulfilled, even when you are not there to witness it.
HDFC Life understand this and are proud to present HDFC Life Smart Protect Plan, a Unit Linked Life Insurance Plan, that addresses your long-term savings needs and also provides you protection in the form of a life cover.
- Option to choose a cover which fits your needs and maximises your benefits with 4 plan options
- Option to after a chosen period under Decreasing Cover and Decreasing
- Cover with Capital Guarantee plan options
- Get under Level Cover with Capital Guarantee and Decreasing
- Cover with Capital Guarantee plan options
- Choice of 7 fund options with unlimited free switching*
- Return of 2X to 3X Mortality Charge from 11th policy year
- Return of 2X Premium Allocation Charge from policy year 10 to 13 years
- Return of Fund Management Charge (FMC) on Maturity
- Return of 2X of Investment Guarantee Charge on Maturity^
- Systematic Transfer Plan strategy for advantage of Rupee Cost Averaging
- Premium payment options of Limited pay and Regular Pay
* available under Level Cover and Decreasing Cover plan options
