• You can use the convenient search tool available on the ​​Online Loan App provided by HDFC Bank to look for Search for Personal Loans and get instant approval (both HDFC Bank and non-HDFC Bank customers).

• With the Personal Loan App set up by HDFC Bank, you can manage any existing loans and calculate EMI with the click of a few buttons.

• The Personal Loan App will help you apply for a Personal Loan, Top-up loans or multiple products basis existing loan relationships.

• You can also use the flexible EMI Calculator facility provided on the Personal Loan App to arrive at the EMI you are comfortable with.

• The Personal Loan App also lets you manage your finances by calculating your EMI, allowing loan transfer to HDFC Bank for Personal Loans, future planning with financial tools and premium calculators.

• With an ​Online Loan App provided by HDFC Bank, you can enjoy various exclusive deals on shopping, travel, entertainment and more.

• At HDFC Bank, we realise the importance of having access to funds at any given point. Thus, we provide Personal Loans at attractive interest rates that can be availed of rapidly. The amount availed through our Personal Loans can be put towards events like weddings, large purchases, medical emergencies, and more.

• With the advent of the digital age, you can apply for a Personal Loan offered by HDFC Bank with the click of a few buttons. HDFC Bank provides a Personal Loan App that allows you to apply for a loan from the safety and comfort of your home with minimum documents. With the Personal Loan App provided by HDFC Bank, the funds will be available to you instantly. You can use them as and when you need.

You can use the online Personal Loan App provided by HDFC Bank to apply for a Personal Loan by following the steps listed below: 

1. Login to the app using your 6-digit App Password. 

2. Next, click on ‘Loans & Cards’. 

3. Select the option called ‘Personal Loan’. 

4. Then click on ‘Apply Now. 

5. Select the KYC option that you wish to proceed with. 

6. Lastly, fill in your details to submit your Personal Loan request.

Identity proof

• Election/Voter's ID card

• Permanent Driving Licence

• Valid Passport

• Aadhaar card

Address proof

• Utility bill in the customer’s name

• Property tax receipt in the customer’s name

• Aadhaar card

• Valid Passport

Income proof

• Bank statement for the last 3 to 6 months

• Last 3 months’ salary slips

• Form 16

• Latest ITR for Self-Employed

For Partnership Firm Partner, Private Limited Company Owning, Public Limited Company Director

Address proof

• Telephone Bill

• Electricity Bill

• Shop and Establishment Act Certificate

• Sales Tax Certificate OR SSI Registered Certificate

Income proof

• Audited balance sheet profit & loss account for previous 2years

• Company ITR for last 2 years

• Bank statement for the last six months