Ratings
| Instrument | Rating | Rating Agency | Comments |
|---|---|---|---|
| Fixed Deposit Programme | CARE AAA (FD) | CARE Ratings | Securities with this rating are considered to have the highest degree of safety regarding timely servicing of financial obligations. Such securities carry lowest credit risk. |
| IND AAA | India Ratings | Securities with this rating are considered to have the highest degree of safety regarding timely servicing of financial obligations. Such securities carry lowest credit risk. | |
| CRISIL AAA | CRISIL | Securities with this rating are considered to have the highest degree of safety regarding timely servicing of financial obligations. Such securities carry lowest credit risk. | |
| Fixed Deposit Programme (Transferred from e-HDFC Limited)* |
ICRA AAA | ICRA | Securities with this rating are considered to have the highest degree of safety regarding timely servicing of financial obligations. Such securities carry lowest credit risk. |
| Certificate of Deposits Programme |
CARE A1+ | CARE Ratings | Securities with this rating are considered to have very strong degree of safety regarding timely payment of financial obligations. Such securities carry lowest credit risk. |
| IND A1+ | India Ratings | Securities with this rating are considered to have very strong degree of safety regarding timely payment of financial obligations. Such securities carry lowest credit risk. | |
| Infrastructure Bonds | CARE AAA | CARE Ratings | Securities with this rating are considered to have the highest degree of safety regarding timely servicing of financial obligations. Such securities carry lowest credit risk. |
| CRISIL AAA | CRISIL | Securities with this rating are considered to have the highest degree of safety regarding timely servicing of financial obligations. Such securities carry lowest credit risk. | |
| IND AAA | India Ratings | Securities with this rating are considered to have the highest degree of safety regarding timely servicing of financial obligations. Such securities carry lowest credit risk. | |
| ICRA AAA | ICRA | Securities with this rating are considered to have the highest degree of safety regarding timely servicing of financial obligations. Such securities carry lowest credit risk. | |
| Additional Tier I Bonds (Under Basel III) |
CARE AA+ | CARE Ratings | Securities with this rating are considered to have high degree of safety regarding timely servicing of financial obligations. Such securities carry very low credit risk. |
| CRISIL AA+ | CRISIL | Securities with this rating are considered to have high degree of safety regarding timely servicing of financial obligations. Such securities carry very low credit risk. | |
| IND AA+ | India Ratings | Securities with this rating are considered to have high degree of safety regarding timely servicing of financial obligations. Such securities carry very low credit risk. | |
| Tier II Bonds (Under Basel III) |
CARE AAA | CARE Ratings | Securities with this rating are considered to have the highest degree of safety regarding timely servicing of financial obligations. Such securities carry the lowest credit risk. |
| CRISIL AAA | CRISIL | Securities with this rating are considered to have the highest degree of safety regarding timely servicing of financial obligations. Such securities carry the lowest credit risk. | |
| IND AAA | India Ratings | Securities with this rating are considered to have the highest degree of safety regarding timely servicing of financial obligations. Such securities carry lowest credit risk. | |
| ICRA AAA | ICRA | Securities with this rating are considered to have the highest degree of safety regarding timely servicing of financial obligations. Such securities carry lowest credit risk. | |
| Bank Loans (Transferred from e-HDFC Limited)* |
CARE AAA | CARE Ratings | Securities with this rating are considered to have the highest degree of safety regarding timely payment of financial obligations. Such securities carry lowest credit risk. |
| CARE A1+ | CARE Ratings | Securities with this rating are considered to have very strong degree of safety regarding timely payment of financial obligations. Such securities carry lowest credit risk. | |
| ICRA AAA | ICRA | Securities with this rating are considered to have the highest degree of safety regarding timely payment of financial obligations. Such securities carry lowest credit risk. | |
| Unsecured NCD (Transferred from e-HDFC Limited)* |
CRISIL AAA | CRISIL | Securities with this rating are considered to have the highest degree of safety regarding timely payment of financial obligations. Such securities carry lowest credit risk. |
| ICRA AAA | ICRA | Securities with this rating are considered to have the highest degree of safety regarding timely payment of financial obligations. Such securities carry lowest credit risk. |
* The instruments / bank facilities have been transferred from erstwhile Housing Development Finance Corporation Limited (HDFC Ltd) on account of amalgamation of HDFC Ltd into HDFC Bank Limited with effect from July 01, 2023.