Statement of Account – Home Loan

HDFC Bank customers can conveniently access their Income Tax Certificate online through NetBanking or the Home Loan Portal, and ChatBanking on WhatsApp. Follow the steps below to view or download the required certificate or have it sent directly to your registered email address.

Visit Home Loan Portal (opens in a new tab)
For all customers having an HDFC Bank Home Loan

Log in to NetBanking (opens in a new tab)
Alternate option for customer holding an active HDFC Bank Current Account or Saving Account

How to Access/Download Your Statement of Account

  • For HDFC Bank Customers with a Customer ID
  • 1. Log in to HDFC Bank NetBanking using your Customer ID and password.
  • 2. Go to the Loans tab.
  • 3. Click Loans to view your loan accounts displayed as cards.
  • 4. Select the Home Loan card.
  • 5. You will be redirected to the Home Loan Portal, where you can view your Home Loan account details.
  • To Get Your Statement of Account
  • 1. Click Get Interest Certificate.
  • 2. You will be redirected to the Home Loan Portal.
  • 3. Select Requests from the left-hand menu.
  • 4. Click Account Statement.
  • 5. Select the required statement for your loan account.
  • 6. Choose the option to have the statement sent to your registered email address by clicking the 'Email' button.
  • For Customers with Multiple Home Loans
  • 1. All your Home Loan accounts will appear on the summary screen.
  • 2. Select the loan account for which you need the statement.
  • 3. Go to Requests > Account Statement.
  • 4. Select the required year(s) for the statement and click the 'Email' button.
  • 5. The requested statement(s) will be sent to your registered email address.
  • For Customers without a Customer ID
  • If you do not have a Customer ID, you can view or download your Statement of Account using your Loan Account Number. Follow these steps:
  • 1. Log in to HDFC Bank NetBanking using your Loan Account Number and Date of Birth.
  • 2. An OTP will be sent to your Registered Mobile Number.
  • 3. Enter the OTP and click on ‘Submit’ to access the dashboard, where you can view or download your Home Loan Statement of Account.
  • Need further assistance? Visit your nearest HDFC Bank branch for support.

Know More about Statement of Account for Home Loans

What is a Home Loan Statement of Account?

A Home Loan Statement of Account is a record of the transactions related to your Home Loan. It typically provides details such as the loan amount, EMI payments, principal and interest components, outstanding balance and other transactions during a specified period. It can help you keep track of your loan and understand how your repayments are progressing.

No need for collateral

Why is a Home Loan Statement Important?

Your Home Loan Statement gives you a clear picture of your loan account and repayment history. It can be useful for:

  • Tracking EMI payments: Check the EMIs paid during a particular period and keep track of your repayment history. 

  • Checking the outstanding balance: Understand how much of your Home Loan is still due. 

  • Understanding principal and interest: View how your repayments are divided between the principal and interest components. 

  • Maintaining financial records: Keep an organised record of your Home Loan transactions for future reference. 

  • Planning your repayments: Review your loan account periodically to make more informed decisions about repayments. 

  • Supporting tax-related documentation: Your loan records can help when organising documents related to eligible Home Loan tax benefits.

No need for collateral

Frequently Asked Questions

A Home Loan Statement of Account typically includes details such as the loan amount, EMI payments, principal and interest components, outstanding balance and transactions recorded during a specified period.

HDFC Bank customers can access their Home Loan Statement of Account online through NetBanking or the Home Loan Portal. After accessing the relevant Home Loan account, follow the available options to view, download or receive the statement on your registered email ID. 

A Home Loan Statement provides a record of your EMI payments and shows how repayments are allocated towards the principal and interest. It can help you monitor your repayment history and outstanding loan balance. 

A Home Loan Statement can help you maintain and organise records related to your loan repayments. However, specific documents, such as the Home Loan Income Tax Certificate, may be required as supporting documentation when claiming eligible tax benefits, subject to applicable income tax rules. 

Checking your Home Loan Statement periodically can help you review EMI payments, track the outstanding balance, understand the principal and interest components and maintain an organised record of your Home Loan transactions.