Vishesh Premier Banking Eligibility Requirement

All you need to know about eligibility criteria for Vishesh Premier Banking

  • Maintain an average monthly balance of ₹1 lakh in the savings account.
    OR
    Alternatively, maintain an average quarterly balance of ₹2 lakh in the current account.
    OR
    Maintain an average monthly balance of ₹5 lakh in a combination of savings account and fixed deposit.
  • For salaried customers, ensure a net salary credit of more than ₹1 lakh every month in the HDFC account.
  • Balance calculation includes combined balances across accounts linked to your customer ID or the accounts of other customers linked to your "Group" as per HDFC bank programme terms and conditions.
  • Fixed deposits should have a tenor of at least six months.
  • Salary credit will be evaluated individually at the group ID level.
  • HDFC Bank programme terms and conditions apply.

Frequently Asked Questions

Eligibility criteria of Vishesh Premier Banking online states that individuals must maintain an average monthly balance of ₹1 lakh in the savings account. Alternatively, they can opt to maintain an average quarterly balance of ₹2 lakh in the current account. Another option is to maintain an average monthly balance of ₹5 lakh, which can be a combination of savings account and fixed deposit. For salaried customers, it is necessary to have a net salary credit of more than ₹1 lakh every month in the HDFC account. These criteria ensure that customers can access the benefits and privileges offered by Vishesh Premier Banking.

To qualify for Vishesh Premier Banking, individuals must meet specific eligibility criteria. This includes maintaining an average monthly balance of ₹1 lakh in the savings account. Alternatively, applicants can opt to maintain an average quarterly balance of ₹2 lakhs in the current account. Another option is to maintain an average monthly balance of ₹5 lakhs, which can be achieved through a combination of savings account and fixed deposit balances. Additionally, salaried customers must ensure a net salary credit of more than ₹1 lakh every month in their HDFC account. These criteria are essential for individuals seeking to access the benefits and privileges offered by Vishesh Premier Banking.