Essential Variant
A. MyCare Benefit
All your medical expenses for hospitalization (inpatient and Daycare) and outpatient treatment taken for cancer.
Covers medical expenses for conventional cancer treatments: Chemo therapy, Radiotherapy, Organ transplantation, as part of Cancer treatment, Surgeries for excision of cancerous tissue or removal of organs/ tissues (Onco-surgery)
Covers expenses incurred 30 days prior and 60 days post hospitalization for cancer treatment.
Cover expenses incurred on transportation to a Hospital for treatment in case of an Emergency upto Rs.2000 per hospitalization
Covers expenses incurred on medical examination upto Rs.3000 twice a year, after treatment for Cancer has been discontinued basis recommendation of Medical Practitioner for at least six months with “No evidence of disease (NED)”.
In addition to coverage under standard plan, you will also be covered for the following Advanced treatments
Proton beam therapy, Immuno therapy including immunology agents e.g. Interferon, TNF etc. , Personalized & Targeted therapy, Hormonal Therapy or Endocrine manipulation, Stem cell transplantation
B. Second Opinion
You will have an option to request for a second opinion, on first diagnosis of Cancer. This would be provided through our panel of medical practitioners who would have access to artificial intelligence, deep analytics & cognitive software.
Enhanced Variant (The following benefits are also available in addition to the Essential Variant benefits)
C. Criti Care Benefit
You get 60% of Sum Insured as lumpsum benefit over and above the base Sum Insured, if the Insured is diagnosed with Cancer of specific severity as id defined in our policy.
This benefit is available for ages 18 years and above and is payable only once in a policy year
D. Family Care Benefit
You get 100% of Sum Insured as lumpsum benefit over and above the base Sum Insured if the Insured gets diagnosed with either of the following, whichever is earlier:
i. Advanced metastatic Cancer (Stage IV)
ii. Recurrence of Cancer
This benefit is available for ages 18 years and above and is payable only once in a policy year
