Documents required for Gold Loan

You are required to provide one of the following documents:

  • A valid passport (not expired)
  • A valid driving license (not expired)
  • Voter's ID card
  • Aadhaar card issued by UIDAI
  • PAN (Permanent Account Number) card (along with any of the aforementioned documents) or Form 60
  • One passport-size photograph
  • Agri-allied occupation documentation (required in case of bullet repayment for agriculture customers)

Frequently Asked Questions

A Gold Loan is when borrowers use their gold to get a secured loan for urgent or future cash needs. Lenders usually approve a loan amount based on a portion of the gold's value. Once you repay the loan in monthly instalments, you can get your gold items back. In this type of loan, borrowers offer their gold jewelry as security.

To check the amount of loan you can get for 1 gram of gold, you can simply click on the link: https://www.hdfcbank.com/personal/tools-and-calculators/gold-loan-eligibility-calculator.