Optima Value Plan

What is Demat and Trading Optima Value Plan?

Are you overwhelmed with complicated trading platforms and high brokerage fees? Your solution is here! The Optima Value Plan transforms your trading experience, offering simplicity and exceptional value. Our goal is straightforward: to make trading easy, hassle-free, and affordable for all.

Key Features of the Optima Value Plan

With the Optima Plan, enjoy your first 90 days free with up to ₹2 lakh of free cash volume. Benefit from a delivery brokerage of just 0.30%, free Demat AMC for the first year, and Buy Stocks Pay Later at an MTF of 18%!

Access to markets

Unlock a world of opportunities with the Optima Value Plan. From stocks and commodities to currencies and more, you'll have access to diverse markets to expand your portfolio.

Streamlined simplicity

Our user-friendly platform is designed for simplicity. Whether you're a seasoned trader or just starting out, navigating our platform is easy. Say goodbye to complex interfaces and hello to straightforward, intuitive trading.

Low brokerage, high value

We prioritise your profits. With the Optima Value Plan, you'll enjoy some of the lowest brokerage fees in the industry. Our goal is to help you maximise your earnings by minimising unnecessary expenses

Personalised support

Our dedicated customer support team is always ready to assist you. Have questions? Need guidance? We're just a call or message away. Your success is our success, and we're here to ensure your trading journey is smooth and rewarding.

Secure and reliable

Your trust is paramount. Rest assured, our advanced security measures safeguard your data and transactions. Focus on trading while we take care of the rest.

Educational resources

We believe knowledge is power. Enhance your trading skills with our comprehensive educational resources – webinars, tutorials, and expert insights. We're invested in your growth as a trader. With HDFC Securities ROOTS platform, find educational resources about investments, trading, and more to keep you informed.

Join the Optima Value Plan revolution today

Ready to trade with ease and confidence? Open your Optima Value Plan account now and experience trading like never before. Say goodbye to complexity, high fees, and frustration. Say hello to simplicity, low brokerage, and success.

Trade simple, trade smart – with the Optima Value Plan. Your journey to financial success starts here.

Optima Value Plan Brokerage & Fee Structure

Optima
Non Managed/Others
AOC Charges (Exclusive GST) Free Cash Volume (₹) For 90 Days Delivery Brokerage % Demat AMC Demat Debit Txn
₹999 ₹2,00,000 30 P 33% Off* Min ₹30 or 0.03% and Max of ₹4,999
*Disclaimer: * Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
This is an information communication from HDFC bank and should not be considered as a suggestion for investment.
Disclaimer & SEBI Registration Details: https://www.hdfcsec.com/article/disclaimer-1795

Plan Details

Plan Name Optima
Client Segment / Particulars Non Managed/ Others
AOC Charges (exclusive GST) ₹199
Free Cash Volume ₹2,00,000
Validity of Free Volume 90 days
Delivery Brokerage % 0.30%
Intraday Brokerage % 0.03%
Min Brokerage ₹25
ETF 0
Derivatives Per Order ₹20
BNPL 18%
Derivatives BNPL 12.00%
Same Day Payout ₹5,00,000
RM Yes
Basket Investing Registration 0
Research 0
Demat AMC 33% OFF
(1Txn p.a - Pay only ₹500
Or ₹750 for Nil txn).
Demat Debit Txn Min ₹30 or 0.04%
and max cap of ₹4,999.

  • 3-in-1 A/C, seamless investment experience with India’s No.1 Bank

  • Trust of 3.2+ million Demat customers

  • Free Demat AMC for first year & discounted pricing from 2nd year onwards

  • Free delivery brokerage from 2L to 25L basis plan and customer type

  • Derivatives at ₹20 per order

  • Same day payout up to 5L at 0 incremental cost.

Terms & Conditions

  • The Optima Plan is available to all non-managed customers or regular Savings Account holders.

  • Customers must start the application process with the mobile number linked to their HDFC Bank Savings Account.

  • This is a promotional offer and is only available for newly opened Demat and Trading Accounts.

  • Existing customers with a Demat and Trading Account are not eligible for this offer.

  • The value plans are valid only as long as the bank account is part of a managed program or product variant for which these plans are applicable. Otherwise, the standard tariff will apply. The standard Demat AMC is ₹750 per annum.

  • A minimum brokerage fee is applicable regardless of your base brokerage rate plan. For Optima, this is ₹25.

  • Demat AMC is free for the first year.

  • AMC is levied in advance for one year at the start of the billing cycle. For managed programs, AMC is calculated based on the number of transactions in the previous year and levied as per defined transaction slabs.

Frequently asked questions

The Optima Value Plan is designed to revolutionise trading by offering simplicity, affordability and comprehensive support. It provides new customers with the first 90 days of trading free for up to ₹2 lakh of cash volume, along with a competitive delivery brokerage rate of just 0.30%. The plan also includes the first year of Demat account Annual Maintenance Charges for free and offers a Margin Trading Facility (MTF) at an 18% interest rate. With access to diverse markets, low brokerage fees, personalised customer support and robust security measures, Optima Value Plan ensures a streamlined and rewarding trading experience for investors of all levels.

To apply for the Optima Value Plan, prospective customers need to ensure they meet the eligibility criteria, which typically includes having a non-managed account or a regular Savings Account with HDFC Bank. They should begin the application process using the mobile number linked to their HDFC Bank Savings Account. New customers looking to open a Demat and Trading Account under the Optima Value Plan can initiate the application online through HDFC Securities' platform. The process involves filling out the application form, providing necessary KYC documents like PAN card, Aadhaar Card, and proof of address, and agreeing to the terms and conditions outlined for the plan.

The eligibility criteria for the Optima Value Plan typically require applicants to be non-managed customers or hold regular Savings Accounts with HDFC Bank. This plan is designed to cater to individuals who are new to opening a Demat and Trading Account with HDFC Securities under specific promotional offers. Existing customers who already hold a Demat and Trading Account may not be eligible for these promotional benefits. To qualify, applicants must initiate the application process using a mobile number linked to their HDFC Bank Savings Account and comply with the KYC (Know Your Customer) requirements, including providing necessary identification and address proof documents.