Times Points Debit Card Fees and Charges

No new Debit Card issuances are available for Times Points Debit Card variant. Existing customers of this card will continue to enjoy the benefits.

  • Annual Fees: ₹650 plus taxes
  • Replacement / Reissuance Charges: ₹200 plus applicable taxes (effective from 1st December 2016)
  • Usage Charges:

    • Railway Stations: ₹30 per ticket plus 1.80% of the transaction amount
    • IRCTC: 1.80% of the transaction amount
  • Click here for detailed Fees and Charges.
  • Click here for the Fact Sheet.
  • Click here for the most important Terms and Conditions.
  • Click here to learn more about the HDFC Bank Times Point Debit Card.

Disclaimer: Terms and conditions apply. Debit Card approvals are at the sole discretion of HDFC Bank Limited and are subject to documentation and verification as per the Bank's requirement.
Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.

Frequently Asked Questions

The HDFC Bank Times Point Debit Card offers benefits like 500 Times Points as a welcome benefit, 10% or more discounts on online lifestyle, entertainment, dining, and grocery, and 2 Times Points on every ₹150 spent (excluding fuel, jewelry, and business services).

Yes, there is an annual fee associated with the Times Point Debit Card. The annual fee is ₹650 plus applicable taxes.

Yes, HDFC Bank charges a transaction fee for railway ticket purchases using the Times Point Debit Card. The fee includes a flat charge of ₹30 per ticket plus 1.8% of the transaction amount.

Yes, HDFC Bank levies a penalty for transactions declined on the Times Point Debit Card. The penalty is ₹25 plus applicable taxes per declined transaction.

The cross-currency markup fee on the HDFC Bank Times Point Debit Card is 3.5% of the transaction amount.

If you need to replace your HDFC Bank Times Point Debit Card, a fee of ₹200 plus applicable taxes will be levied as a replacement fee.

HDFC Bank does not levy any fee for Times Point Debit Card PIN generation. This service is provided free of charge to cardholders.

HDFC Bank does not charge any fee for offering insurance coverage under the Times Point Debit Card. This service is provided free of charge to cardholders.