RuPay Platinum Debit Card Fees & Charges

Annual fee: ₹ 300 + taxes
Replacement /Reissuance charges: ₹ 240 + applicable taxes *W.e.f. 1st May 2026
ATM Pin Generation: Nil
Usage charges:

  • Railway Stations: ₹ 30 per ticket plus 1.8% of the transaction amount.
  • IRCTC: 1.8% of the transaction amount.

Frequently Asked Questions

The annual fee of HDFC Bank RuPay Platinum Debit Card is ₹ 300 plus taxes.

The Replacement charges of HDFC Bank RuPay Platinum Debit Card is ₹ 240 + applicable taxes.