RuPay Platinum Debit Card Fees & Charges

Annual Fees: ₹200 plus taxes

Replacement/Re-issuance Charges: ₹200 plus Applicable Taxes (Effective from December 1, 2016)

ATM PIN Generation: No Charges

Usage Charges

  • Railway Station: ₹ 30 per ticket + 1.8% of the transaction amount
  • IRCTC: 1.8% of the transaction amount
  • Click here for detailed Fees and Charges
  • Click here for the fact sheet.
  • Click here for the most important Terms and Conditions.
  • Click here to learn more about the HDFC Bank RuPay Platinum Debit Card.

Disclaimer: Terms and conditions apply. Debit Card approvals are at the sole discretion of HDFC Bank Limited and are subject to documentation and verification as per the Bank's requirement.
Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.

Frequently Asked Questions

The HDFC Bank RuPay Platinum Debit Card offers enhanced security with chip technology, CashBack points on various categories, and higher daily limits for shopping and ATM withdrawals.
It provides a seamless and rewarding banking experience.

Yes, there is an annual fee associated with the RuPay Platinum Debit Card. The annual fee is ₹200 plus applicable taxes.

Yes, HDFC Bank charges a transaction fee for railway ticket purchases using the RuPay Platinum Debit Card. The fee includes a flat charge of ₹30 per ticket plus 1.8% of the transaction amount.

Yes, HDFC Bank levies a penalty for transaction declines on the RuPay Platinum Debit Card. The penalty is ₹25 plus applicable taxes per declined transaction.

The cross-currency markup fee on the HDFC Bank RuPay Platinum Debit Card is 3.5% of the transaction amount.

If you need to replace your HDFC Bank RuPay Platinum Debit Card, a fee of ₹200 plus applicable taxes will be levied as a replacement fee.

HDFC Bank does not levy any fee for RuPay Platinum Debit Card PIN generation. This service is provided free of charge to cardholders.