RuPay NRO Debit Card Fees & Charges

The HDFC Bank RuPay NRO Debit Card interest rates and charges are enclosed below.

To view the fees and charges for the RuPay NRO Debit Card, click here.

  • Click here for fact sheet.
  • Click here to learn more about the HDFC Bank Rupay NRO Debit Card.
  • Click here for the most important Terms and Conditions.

Disclaimer: Terms and conditions apply. Debit Card approvals are at the sole discretion of HDFC Bank Limited and are subject to documentation and verification as per the Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.

Frequently Asked Questions

The HDFC Bank RuPay NRO Debit Card offers higher daily limits for ATM withdrawals (₹1 lakh) and shopping (₹2.75 lakh), CashBack on utility bills, and comprehensive insurance cover up to ₹2 lakh. It also provides access to airport lounges and a 24x7 concierge service.

Yes, there is an annual fee associated with the RuPay NRO Debit Card. The annual fee is ₹200 plus applicable taxes.

Yes, HDFC Bank charges a transaction fee for railway ticket purchases using the RuPay NRO Debit Card. The fee includes a flat charge of ₹30 per ticket plus 1.8% of the transaction amount.

Yes, HDFC Bank levies a penalty for transaction declines on the RuPay NRO Debit Card. The penalty is ₹25 plus applicable taxes per declined transaction.

The cross-currency markup fee on the HDFC Bank RuPay NRO Debit Card is 3.5% of the transaction amount.

If you need to replace your HDFC Bank RuPay NRO Debit Card, you will be charged a replacement fee of ₹200 plus applicable taxes.