Who Can Apply?
Disclaimer: Terms and conditions apply. Debit Card approvals are at the sole discretion of HDFC Bank Limited and are subject to documentation and verification as per the Bank's requirement.
Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.
The HDFC Bank Preferred Platinum Debit Card is available to Preferred Customers, including both Residents and NREs. Eligible account holders include those with Savings, Current, SuperSaver, Loan Against Shares (LAS), or Salary Accounts.
The HDFC Bank Preferred Platinum Debit Card has an annual/renewal fee of ₹850 plus taxes, effective August 1, 2024. However, you can enjoy annual fee waivers by joining the HDFC Bank Preferred Premium Banking Programme.
The HDFC Bank Preferred Platinum Debit Card offers CashBack points with a maximum cap of ₹750 per account per month. You earn 1 CashBack point for every ₹100 spent on telecom and utilities and 1 CashBack point for every ₹200 spent on groceries, supermarkets, restaurants, apparel, and entertainment.
The HDFC Bank Preferred Platinum Debit Card has a daily domestic shopping limit of ₹5 lakh.
To enjoy complimentary airport lounge access with the HDFC Bank Preferred Platinum Debit Card, you must spend a minimum of ₹5,000 in the previous calendar quarter. This spend can be in-store or online purchases, but ATM withdrawals do not count.
The HDFC Bank Preferred Platinum Debit Card has a daily domestic ATM withdrawal limit of ₹1 lakh. Additionally, cash withdrawal at merchant establishments is capped at ₹2,000 per transaction, with a monthly limit of ₹10,000.
To redeem CashBack points on the HDFC Bank Preferred Platinum Debit Card, you need a minimum of 250 points. Redemption can be done through NetBanking. CashBack points are valid for 12 months, and promotional points for 3 months. Points are credited within 2 working days from the transaction date.