Woman's Advantage Debit Card Fees & Charges

  • Annual fees: ₹ 200 plus taxes

  • Replacement / Re-issuance charges: ₹200 plus applicable taxes (effective from December 1, 2016)

  • ATM Pin Generation: NIL

  • Usage charges:

  • Railway Station: ₹30 per ticket plus 1.80% of the transaction amount

  • IRCTC: 1.80% of the transaction amount

  • Click here for detailed Fees and Charges

  • Click here for a fact sheet

  • Click here to learn more about the HDFC Bank Woman's Advantage Debit Card.

  • Click here for the most important Terms and Conditions.

Disclaimer: Terms and conditions apply. Debit Card approvals are at the sole discretion of HDFC Bank Limited and are subject to documentation and verification as per the Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates..

Frequently Asked Questions

The HDFC Bank Woman's Advantage Debit Card offers exclusive benefits such as 1 CashBack point per ₹200 spent on select categories, a 50% discount on locker fees for the first year, higher daily shopping limits, and personal accidental death cover up to ₹5 lakh.

Yes, there is an annual fee associated with the Woman's Advantage Debit Card. The annual fee is ₹200 plus applicable taxes.

Yes, HDFC Bank charges a transaction fee for railway ticket purchases using the Woman's Advantage Debit Card. The fee includes a flat charge of ₹30 per ticket plus 1.8% of the transaction amount.

Yes, HDFC Bank levies a penalty for transactions declined on the Woman's Advantage Debit Card. The penalty is ₹25 plus applicable taxes per declined transaction.

The cross-currency markup fee on the HDFC Bank Woman's Advantage Debit Card is 3.5% of the transaction amount.

If you need to replace your HDFC Bank Woman's Advantage Debit Card, a fee of ₹200 plus applicable taxes will be levied as a replacement fee.

HDFC Bank does not levy any fee for Woman's Advantage Debit Card PIN generation. This service is provided free of charge to cardholders.

HDFC Bank does not charge any fee for offering insurance coverage under the Woman's Advantage Debit Card. This service is provided free of charge to cardholders.