EasyShop Vishesh Debit Card

The following are the fees and charges of the Vishesh Debit Card:

• Annual fees: ₹850 + taxes
• Take advantage of annual fee waivers by enrolling in the HDFC Bank Vishesh Banking Programme. 
• Click here for more details
• Terms and Conditions
• Key Fact Sheet

• Chip Card:
  • Advanced chip-enabled technology enhances the security of your card, helping protect against fraud and unauthorised transactions.
• Insurance T&C:
  • For any Claims under Fire & Burglary Insurance/ Loss of checked baggage Insurance to be accepted & processed, the cardholder should have carried out at least 1 purchase transaction using the Debit Card, within 3 months prior to the event date.
  • In the event the Insured Person(s) having multiple Cards issued by the Insured named in the Schedule, the Insurance Policy shall be applicable only for the Card, which has the highest Sum Insured / limit of Indemnity.
  • Effective 1st July 2014, all Debit Card holders are required to use their Debit Card at retail OR on-line stores at least once every 30 days to keep the free Personal Death Insurance cover on their Debit Card active.
• Zero Liability:
  • You will not have any liability to any fraudulent Point of Sale transactions on the Debit Card, which take place up to 30 days prior to reporting the card loss. Click here for more details.
• Fuel Surcharge Reversal:
  • Effective 1st January 2018, Fuel Surcharge would not be applicable for the transactions done on HDFC Bank swipe machines on government petrol outlets (HPCL/IOCL/BPCL).
• Debit Cards Offers:
  • Click here for exciting offers available on your HDFC Bank Debit Card.

• Enjoy no cost EMI on leading brands on electronics, furniture, apparels, smart phones and much more
• Convert any purchases above ₹5,000/- into EMI
• To check pre - approved eligible amount on your Debit Card
• SMS "MYHDFC" to 5676712 from your Bank Registered mobile number. For detailed offers & T&C's, please visit: hdfcbank.com/easyemi

• CashBack is applicable only on the categories mentioned above; no CashBack will be provided on other transactions. 
• Customers will receive cash back points on eligible MCC (Merchant Category Code) only. Click Here to Know More. 
• In case purchase/ transaction is returned/ cancelled/ reversed, CashBack points toward posted towards transactions will be reversed. 
• CashBack points need to be redeemed through NetBanking minimum 250, no maximum capping on redemption subject to availability
• Customer can view the CashBack points in NetBanking within 2 working days from the date of transaction. However, in case of a technical glitch, the CashBack will be credited by 30th of the subsequent month. 
• CashBack Points are earned on eligible Merchant Category Codes (MCC).
• MCCs are categorised basis the nature of business by card Networks (Visa/ Mastercard)
• Credit Card BillPay transactions made through Debit Card will NOT earn any CashBack points with immediate effect as this is not an eligible category for the same.
• Note:
  • Product feature CashBack points will be valid for redemption within the next 12 months after which your CashBack points will lapse.
  • All promotional CashBack points earned on your Debit Card will have a validity of 3 months, post which the accumulated points will expire effective February’2020.
  • CashBack points in the existing Debit Card variant will not be transferred if a card is upgraded to a new Debit Card variant.
  • Customer is not eligible for redemption of CashBack points on account closure.

• Through NetBanking:
  • Login → Pay → Cards → Debit Cards → Debit Cards Summary → Actions → Redeem Reward Points

SAVINGS up to ₹ 26,400 on EasyShop Vishesh Debit Card.

Terms and conditions apply

​​​​​*CashBack is applicable only on select categories mentioned above. CashBack Points are capped at ₹750 per month.

​**Spends based complimentary domestic airport lounge access.

• *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose. 
• Important information: Your Card Member Agreement, Most Important Terms & Conditions and Other Important documents pertaining to your Debit Card can be accessed digitally. Click here.