Disclaimer: Terms and conditions apply. Debit Card approvals are at the sole discretion of HDFC Bank Limited and are subject to documentation and verification as per the Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.
The HDFC Bank Business Debit Card offers enhanced security with chip technology, 5 CashBack points per ₹100 spent on tax payments, 1 CashBack point per ₹100 on select categories, higher daily limits, complimentary lounge access, and insurance cover for fire, burglary, and checked baggage.
Yes, there is an annual fee associated with the Business Debit Card. The annual fee is ₹350 plus applicable taxes.
Yes, HDFC Bank charges a transaction fee for railway ticket purchases using the Business Debit Card. The fee includes a flat charge of ₹30 per ticket plus 1.8% of the transaction amount.
Yes, HDFC Bank levies a penalty for transactions declined on the Business Debit Card. The penalty is ₹25 plus applicable taxes per declined transaction.
The cross-currency markup fee on the HDFC Bank Business Debit Card is 3.5% of the transaction amount.
If you need to replace your HDFC Bank Business Debit Card, a fee of ₹200 plus applicable taxes will be levied as a replacement fee.
HDFC Bank does not levy any fee for Business Debit Card PIN generation. This service is provided free of charge to cardholders.
HDFC Bank does not charge any fee for offering insurance coverage under the Business Debit Card. This service is provided free of charge to cardholders.