| Current Accounts with Cheque facility |
| Minimum Balance (Average Quarterly Balance) |
Rs. 10,000/- |
| Non-Maintenance Charges per quarter |
Charge of Rs.750/- per quarter |
| Cheque Book Charges (Issued by Bank) |
Payable-at-par |
| Charges Rs 2/- per leaf |
| Other Current Account facilities |
| Monthly Account Statement+ |
Free |
| Issue of Duplicate / Adhoc Statement |
Branch: Rs 100/- per statement Phone Banking i)Non IVR: Rs 50/- per statement ii)IVR: Rs 30/- per statement Net Banking: Rs 30/- per statement ATM & Mobile Banking: Rs 50 per statement |
| Mode of calculation of minimum average quarterly balance |
Average of daily closing balances of each day spread over a period of three months. |
| Remittance facility through own Bank |
| Demand Drafts (DD) payable HDFC Bank Locations (Issued from any branch) / Duplicate DD |
DD Amount Up to Rs. 50,000 charges Rs. 40/- per DD, Above Rs. 50,000 to Rs. 100,000- Rs. 25/- per DD, Above Rs. 100,000- Free |
| Pay Orders (PO) - on HDFC Bank Locations (Issued from Any Branch) / Duplicate PO |
PO amount Up to Rs. 50,000 charges Rs. 40/- per PO, Above Rs. 50,000 to Rs. 100,000 - Rs. 25/- per PO, Above Rs. 100,000- Free |
| Issuance of DD/ PO through PhoneBanking |
All standard charges for DD / PO are applicable as above. Only DD / PO amount upto Rs 500,000/- are accepted at Phonebanking. |
| DD/PO-Cancellation/Revalidation |
Rs.50/- per instrument |
| NEFT/EFT Transactions : |
| Payments |
Free |
| Collections |
Free |
| RTGS Transactions : |
| Payments |
Rs. 25 per transaction |
| Collections |
Free |
| Local Transactions (At home branch location) |
| Local cheques collections & payments |
Free |
| Account to Account Fund Transfer within HDFC Bank |
Free |
| Anynhwere Transactions (except Dahej) |
| Account to Account Fund Transfer within HDFC Bank |
Rs.15/- per transaction |
| Payment at HDFC Bank Locations |
Free |
| Collections at HDFC Bank Locations |
Charges @ Rs. 1.50/1000, min Rs. 25/- per transaction. |
| Bulk Transaction Charges |
All transactions are subject to a maximum of 50 transactions per month, beyond which charges @ Rs.8/- per transaction would be levied. Includes all Local / Anyhwere clearing and transfer transactions |
| Remittance facility through other Bank |
| Issue of Demand Drafts (DD) / Duplicate DD (Correspondent tieup) |
Rs.2.00 per Rs.1000/- Minimum Rs.50/- |
| DD-Cancellation / Revalidation |
Rs.50/- per instrument |
| Cheque Collection |
| Outstation Cheque Collection at Bank Locations |
Instrument Value |
Charges |
| Upto Rs 50,000/- |
Rs 50/- per instrument |
| Above Rs 50,000/- and upto Rs 1,00,000/- |
Rs 100/- per instrument |
| Above Rs 1,00,000/- |
Rs 150/- per instrument |
| Outstation Cheque Collection at Correspondent Bank Location |
Instrument Value |
Charges |
| Upto Rs 25,000/- |
Rs 50/- per instrument |
| Above Rs 25,000/- and upto Rs 1,00,000/- |
Rs 100/- per instrument |
| Above Rs 1,00,000/- |
Rs 150/- per instrument |
| Outstation Cheque Collection at Clean Location |
Instrument Value |
Charges |
| Upto Rs 25,000/- |
Rs 50/- per instrument |
| Above Rs 25,000/- and upto Rs 1,00,000/- |
Rs 100/- per instrument |
| Above Rs 1,00,000/- |
Rs 150/- per instrument |
| Cheque Collection through Speed Clearing |
Instrument Value
|
Charges |
| |
Upto Rs.100,000/- |
Free |
| |
Above Rs.100,000/- |
Rs.140/- per instrument |
| Bouncing of cheques- Local |
| Cheques Drawn on us |
| Due to Insufficient Funds |
Upto 2 instruments per month- Rs.300 per instrument. On 3rd / 4th & 5th instrument - Rs.500 per instrument 6th Instrument onwards- Rs.750 per instrument |
| Due to Technical Reasons |
No Charge |
| Cheques Deposited Returned Unpaid |
| Local |
Rs.50/- per Instrument |
| Accounts Not maintaining AQB as of Previous Quarter |
Rs.100/- per Instrument |
| Outstation |
Rs.100/- per Instrument |
| Bouncing of cheques- outstation- through own bank |
Rs.100/- per Instrument |
| Bouncing of cheques- outstation- through another bank |
Rs.100/- per Instrument |
| Doorstep Banking ** |
| Cash Pickup Charges (within municipal city limits) |
| Cash Pickup upto Rs 1 Lac |
Rs 150/- per pickup |
| Cash Pickup beyond Rs 1 Lac and upto Rs 2 Lac |
Rs 200/- per pickup |
| Cash Pickup beyond Rs 2 Lac and upto Rs 3 Lac |
Rs 300/- per pickup |
| Cash beyond the above limits can be offered, for further details on charges please contact your Branch Manager |
| Cheque Pickup Charges |
| On a monthly basis |
Rs 300/- per month |
| On a per call basis |
Rs 25/- per call |
| Cash Transactions |
| Cash Deposit |
| Cash Deposit-Home Branch Location |
Free upto Rs.2 lacs per month or 25 transactions, whichever is lower. Deposit in excess of Rs.2 lacs or 25 transactions will be charged @ Rs.3 per 1000, minimum Rs.50 |
| Limit on Inter-Branch deposits (Within Home Branch City) |
Cash deposit at non home Branches within home branch city subject to maximum of Rs.10,000 per account per day |
| Cash Deposit -Non Home location |
Maximum Rs.10,000/- per day. Charges @ Rs. 3.50/1000, min Rs. 50 |
| Cash Withdrawal |
| Cash Withdrawal-Home Branch |
Free at Home Branch |
| Cash Withdrawal-Non Home Branch-Intracity & Intracity |
Cash withdrawals charges @ Rs.2/1000, min Rs. 50 Third party cash withdrawal allowed only up to maximum Rs. 50,000/- per transaction. |
| Miscellaneous |
| Balance enquiry |
Rs.25/- |
| TDS Certificate |
Free |
| Balance Confirmation |
Rs.50/- |
| Interest Certificate |
Rs.50/- |
| Cheque Status per instance |
Rs.25/- |
| Photo attestation |
Rs. 50/- |
| Address Confirmation |
Rs.50/- |
| Signature attestation |
Rs. 50/- |
| Setting up of Standing Instructions |
Rs. 150/- |
| Old Records / Copy of Paid Cheque |
| Upto 1 Year |
Rs.50 per record |
| Above 1 Year |
Rs.100 per record |
| Certificate of Balance |
| Current Year |
Free |
| Previous Year |
Rs. 250/- |
| Common Charges for Debit / ATM Cards |
| Replacement of damaged card |
Free |
| Replacement of Lost card |
Rs.100 |
| Copy Retrieval Request |
Rs.100 |
| Re-Issuance of PIN |
Rs.50 (plus taxes) |
| Transaction Charge--HDFC Bank ATM's |
Balance Inquiry - Free |
| |
Cash Withdrawal - Free |
| Transaction Charge--Non HDFC Bank ATM's *** |
| Domestic |
Balance Inquiry - Free |
| Cash Withdrawal - Rs 20 per transaction |
| International |
Balance Inquiry - Rs.15 per transaction |
| Cash Withdrawal - Rs.110 per transaction |
| Transaction Decline Charge (at Non HDFC Bank ATM's) |
Rs. 25 per transaction |
| Stop Payment Charges |
| Particular cheque |
Rs.50/- (FREE through Phone Banking) |
| Range of cheques |
Rs.100/- (FREE through Phone Banking) |
| Account Closure: |
| Up to 14 days |
No Charge |
| 15 days to 6 months |
Rs.100/- |
| More than 6 months |
No Charge |
| Activation of Dormant/inoperative account |
No Charge |
| InstaAlert / Mobile Banking |
| Insta Alert |
Rs 50/- per quarter |
| Transactions through PhoneBanking: |
| Interactive Voice Response (IVR) |
Free |
| Non-IVR-Agent assisted-For accounts maintaining AQB |
Free |
| Non-IVR- Agent assisted - For accounts NOT maintaining AQB as of previous quarter and for transactions that are available on IVR |
Rs.50/- per call |
| ECS (Debit) Return Charges |
Rs 200 (plus taxes) |
