Value Benefit Chart for Paytm HDFC Bank Business Credit Card
| Save up to 5% on your Business & Personal spends of Rs. 3,60,000 in a year with HDFC Bank Paytm Bank Business Credit Card | ||||
|---|---|---|---|---|
| List | Benefits & Offers | Spends per year | Savings per year | Assumptions |
| Key Benefits | 3% cashback on all purchases in Paytm Mall & monthly bill payments through standing instructions only. | 1,80,000 | 3% | Rs. 15,000 spends per month (except EMI spends) |
| 1% cashback on all other spends. | 96,000 | 1% | Rs. 8,000 spends per month (except EMI spends) | |
| Annual Fee Benefit | Annual fee waived off on spends of Rs.50,000 in the year. | 1% | Rs. 50,000 spends per year (except EMI spends) | |
| Milestone Benefits | Rs.250 worth GV upon card activation with 2 transactions in first 30 days. | 0.25% | Minimum transaction amount is Rs. 100 | |
| Rs.500 worth GV on spends of Rs.1 Lac in a year | 0.50% | Spends have already been included as part of core benefits. | ||
| Paytm First membership upon 1st Transaction of Rs.100 | 1% | Get Paytm First Membership for a year worth Rs.1,800 | ||
| Fuel Benefit | 1% Fuel Surcharge Waiver Min. transaction 400 |
84,000 | 1% | Rs. 7,000 spends per month |
| Total | 360,000 | 5% | ||