Paytm Business Credit Card Fees and Charges

Joining/Renewal/Membership Fee

  • Joining Fee: ₹500 plus Applicable Taxes
  • Renewal Fee: ₹500 plus Applicable Taxes
  • Fee Waiver:  
    • Enjoy a first-year fee waiver after spending ₹30,000 (non-EMI) in the first 90 days.
    • Renewal fee waived upon spending ₹50,000 (Non-EMI spends) in 12 months.

  • Click here to learn about Paytm HDFC Bank Business Credit Card
  • Click here for detailed fees and charges
     

Disclaimer: Terms and conditions apply. Credit Card approvals are at the sole discretion of HDFC Bank Limited. Credit Card approvals are subject to documentation and verification as per the Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.

Frequently Asked Questions

The Paytm Business Credit Card offers up to 5% cashback on business and personal spends of ₹3.6 lakh annually. It provides 3% cashback on Paytm purchases, 2% on select Paytm spends, and 1% on other retail spends. Additional benefits include zero liability on lost cards, a fuel surcharge waiver, and a Paytm First Membership.

The renewal charge for the Paytm Business Credit Card is ₹500 plus GST. However, this fee is waived if you spend ₹50,000 (non-EMI spends) within 12-months.

The joining fee for the Paytm Business Credit Card is ₹500 plus GST. However, this fee is waived if you spend ₹30,000 (non-EMI spends) within the first 90 days.

The international Dynamic Currency Conversion (DCC) transaction fee for the Paytm Business Credit Card is 1% of the transaction amount.

The rental transaction fee for the HDFC Bank Paytm Business Credit Card is 1% of the transaction amount. This fee is applicable from the second rental transaction onwards within the same calendar month.

A balance transfer fee of ₹250 or 1% of the transfer amount, whichever is higher, along with applicable taxes, is charged for the HDFC Bank Paytm Business Credit Card.

The Paytm HDFC Bank Business Credit Card charges ₹100 for reissuing a lost or damaged card.

The Paytm Business Credit Card incurs a cash advance fee of 2.5% of the transaction value, or a minimum of ₹500, whichever is more.

The Paytm Business Credit Card provides a 1% fuel surcharge waiver at fuel stations across India on transactions between ₹400 and ₹5,000, offering a maximum cashback of ₹250 every billing cycle.

For every redemption request made using the Paytm HDFC Bank Business Credit Card, a fee of ₹99, plus taxes, is applicable.

The cashback redemption fee on the Paytm HDFC Bank Business Credit Card is ₹50.