All HDFC Bank Visa Credit Cards, Debit Cards, and Business Credit Cards are eligible for this contest.
T&C Apply.
Customers who meet the ₹1,00,000 spend threshold are ranked based on total eligible spends during the offer period.
Top spenders across Consumer Credit Cards, Business Credit Cards, and Debit Cards are selected.
Rewards are allocated as per ranking tiers (e.g., FIFA packages, staycations, vouchers, merchandise).
In case of a tie:
Higher number of transactions OR
Earliest to reach the milestone wins
Winners are announced within ~30 business days after the offer ends.
Winners are selected based on the highest eligible spends during the offer period, calculated at a card level.
All valid transactions are aggregated per card
Transactions that are cancelled, reversed, disputed, or fraudulent are excluded
In case of a tie, the customer with:
Higher number of transactions, or
Earliest milestone achievement will be declared the winner
The Bank’s decision on final spend calculation and ranking is final and binding
To be eligible for the HDFC Bank VISA FIFA World Cup offer, you must spend a minimum net amount of ₹1,00,000 during the offer period (1st April 2026 to 30th April 2026).
The offer is applicable on:
HDFC Bank Visa Credit Cards (Consumer & Business)
HDFC Bank Visa Debit Cards
Not applicable on:
Corporate and Commercial Cards
No, EMI transactions are not included. Only full swipe transactions are considered.
Additionally, the following are excluded:
ATM withdrawals
Loan on Card transactions
The following transactions are excluded from eligible spends:
Common exclusions:
EMI transactions
ATM withdrawals
Loan on Card
Cancelled, refunded, or disputed transactions
Category exclusions:
Rent, utilities, wallet loads, education payments
Telecom, tolls, and government payments
Gaming, betting, and gambling transactions
Debit Card-specific exclusions:
Investment/insurance payments
Credit Card bill payments
Cash on delivery (COD)
Forex, fund transfers, PayZapp/SmartBuy transactions
(Exclusions are determined basis merchant category codes).
Top Spenders will be identified within 30 business days from the end of the offer period.
Winners will be notified via SMS and email
Rewards will be fulfilled within 60 business days from winner announcement, on a best-effort basis
No, a customer can win only one reward during the program period.
Even if you qualify across multiple cards or categories,
You will receive only the highest eligible reward
Using multiple cards may increase your chances, but benefits are not cumulative.