Millennia Credit Card

What is an Add-on Card?

​​​Add-on Card is a secondary Credit Card linked to your primary Credit Card account, designed to help you conveniently extend card benefits to your loved ones. It can be issued to eligible family members such as - spouse, parents, siblings or children, allowing them to make purchases using the same account.

Add-on Card shares same credit limit as the primary card. Primary cardholder will receive statements with clear sections for Primary and Add-on cardholders spends. It also helps you track family spends in one place while earning Reward Points on eligible transactions.*

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Why an Add-on card makes sense?

Apply for an Add-on Card in Simple Steps

  • Here’s how you can easily apply for an HDFC Bank Add-on Card if the Add-on member has a HDFC Bank account:
  • Via NetBanking / HDFC Bank App:
  • Log in to NetBanking / HDFC Bank App
  • Go to Cards ➜ Click on the ‘Credit Card’ option
  • Scroll down and select ‘Request for Add-on Card’
  • Enter the required details and submit your request
  • Via PhoneBanking:
  • Call HDFC Bank toll-free numbers: 1800 1600 or 1800 2600 and place your request.
  • Here’s how you can easily apply for an HDFC Bank Add-on Card if the Add-on member doesn't have a HDFC Bank account:
  • Via Physical Form (Add-on Application Form):
  • Fill out the Add-on Card application form and submit it as per bank instructions.
Swiggy HDFC Bank Credit Card Application Process

How to set up your Add-on Card

Follow these steps to set up your PIN and start transacting

If Primary Cardholder is setting up PIN

Through NetBanking, Mobile Banking or MyCards
 

  1. Log in to your HDFC Bank account
  2. Select Credit Card
  3. Go to Add-on Card/Card Controls
  4. Select Add-on Card.
  5. Choose Set/Reset PIN and follow the instructions.
     

Once PIN is set, the Add-on Card can be used for transactions, subject to card controls and spending limit set by Primary Cardholder.

If Add-on Cardholder is setting up PIN

Through MyCards
  

  1. Visit MyCards and log in
  2. Select Add-on Card
  3. Choose Set/Reset PIN
  4. Follow the instructions to create your PIN

 

Know more about HDFC Bank Add-on Cards

Who Can Apply

    Extend your Credit Card benefits to eligible family members. You can opt for a maximum of 3 Add-on Cards per primary card.

    Eligible Family Members:

  • Husband/Wife
  • Father
  • Mother
  • Son
  • Daughter
  • Brother
  • Sister

    • Age Criteria:

  • 18 to 80 years
Key Features

Before you apply

Please make a note of the following pointers before you apply for your Add-on Credit Card

  • Keep the Primary and Add-on Cardholder details ready for a smooth application process.
  • The Add-on Card will be delivered to the Primary Cardholder’s registered address
  • After receiving the card, the PIN can be set up by the Add-on Cardholder through MyCards or by the Primary Cardholder via NetBanking, Mobile Banking, or MyCards.
  • Only the Primary Cardholder can set or modify the spending limit for an Add-on Card through MyCards, NetBanking, or Mobile Banking.
Key Features

Features and Controls

  • PIN Setup: The Primary and Add-on cardholder can set or reset the addon card PIN through MyCards.
  • Manage Card Controls: The Primary Cardholder can enable or disable online and international transactions for the Add-on Card via MyCards, NetBanking, or the HDFC Bank App.
  • Transaction Security: Transaction OTPs and real-time transaction alerts will be sent to the Add-on Cardholder’s registered mobile number and email ID.
  • Monthly Statement: Only the Primary Cardholder will receive the monthly statement, with separate sections showing spends by the Primary and Add-on Cardholders.
  • Manage Spending Limits: The Primary Cardholder can set or modify spending limits for each Add-on Card via MyCards, NetBanking, or the HDFC Bank App.
  • Block Your Card: To block an Add-on Card instantly, call HDFC Bank PhoneBanking toll-free at 1800 1600 or 1800 2600.
  • Request a Unique Card Number: To convert an Add-on Card to a unique Card Number, contact HDFC Bank PhoneBanking toll-free at 1800 1600 or 1800 2600.
No Swipe EMI Options

Most Important Terms & Conditions

    1. Add-on Card will be delivered to the Primary cardholder’s address.

    2. Spend limit will be in control of the primary cardholder.

    3. Reward points will be settled on primary card account only

    4. Card specific benefits like milestone benefits, golf access, CashBack, etc., will not be applicable for add-on card

    5. Lounge access entitlements will be shared between primary and add-on

    6. Insurance feature on card is only applicable for primary

    7. Liability of all spends done by the Add-on cardholder will be that of the Primary cardholder

    8. Add-on cardholder will not have view & modify rights of the add-on card on their Net banking and Mobile banking login. Only Primary member can view the add-on cards.

    9. Add-on member must have PAN updated in the savings account to be eligible for Add-on card

    10. Only Primary cardholder will receive statements with clear sections for Primary and Add-on cardholders spends 

    11. Primary cardholder can set PIN and card limits of Add-on via NetBanking or mycards.hdfc.bank.in

    12. If Add-on cardholder is issued a different card number from primary,

    a. Add-on cardholder's mobile number will be replicated from his/her savings account 

    b. OTP for e-commerce transactions will be sent to registered mobile number of Add-on Card

    c. Add-on Card with unique card number and CVV will be dispatched within 2-3 business days

    13. A maximum of 3 add-on cards can be issued under a single primary credit card.

    14. At the Customer ID level, additional Add-on Cards cannot be applied for, if the total add-on count exceeds 10 at any given point in time.

    15. NR cards can be given on an Add-on basis to resident customers, but resident cards cannot be given on an Add-on basis to NR customers.

    16. The Bank reserves the right to decline issuance of any additional cards if the above limits are reached or based on internal policies and regulatory requirements.

Zero Lost Card Liability

Frequently Asked Questions

An Add-on Card is a secondary Credit Card linked to a primary Credit Card account. It allows eligible family members such as a spouse, parents, children, or siblings to enjoy the convenience of card usage while sharing the same credit limit as the primary cardholder.

Add-on Cards can be issued to family members of the primary cardholder, including a spouse, parents, children, and siblings. The eligible age requirement for Add-on Cardholders is between 18 and 80 years.

You can apply for an HDFC Bank Add-on Credit Card through NetBanking, MobileBanking, PhoneBanking, or by submitting a physical Add-on Card application form. You can also call HDFC Bank’s toll-free numbers 1800 1600 or 1800 2600 for assistance.

No, Add-on Cards do not have a separate credit limit. They share the same credit limit as the primary Credit Card, and the primary cardholder can set spending limits for each Add-on Card through MyCards, NetBanking, or MobileBanking.

Yes, eligible spends made using Add-on Cards can earn Reward Points, which are credited to the primary cardholder’s account. However, certain card-specific benefits such as milestone benefits, golf access, CashBack, and some insurance features may not apply to Add-on Cards.

You can apply for a maximum of 3 addon cards per primary card.

Apply for an Add-on-Card today!

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