Millennia Credit Card
Credit Guarantee Fund Trust For Micro And Small Enterprises CGTMSE

What is an Add-on Card?

​​​An Add-on Card is a secondary Credit Card linked to your primary Credit Card account, designed to help you conveniently extend card benefits to your loved ones. It can be issued to eligible family members such- spouse, parents, siblings, or children, allowing them to make purchases using the same account.

The Add-on Card shares the same credit limit as the primary card. Primary cardholder will receive statements with clear sections for Primary and Add-on cardholders spends.

It also helps you track family spends in one place while earning Reward Points on eligible transactions.*

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Why an Add-on card makes sense?

Apply for an HDFC Bank Add-on Card in a Few Simple Steps

  • Here’s how you can easily apply for an HDFC Bank Add-on Card if the Add-on member has a HDFC Bank account:
  • Via NetBanking / MobileBanking:
  • 1. Log in to NetBanking
  • 2. Go to Cards ➜ Click on the ‘Credit Card’ option
  • 3. Scroll down and select ‘Request for Add-on Card’
  • 4. Enter the required details and submit your request
  • Via PhoneBanking:
  • Call HDFC Bank toll-free numbers: 1800 1600 or 1800 2600 and place your request.
  • Here’s how you can easily apply for an HDFC Bank Add-on Card if the Add-on member doesn't have a HDFC Bank account:
  • Via Physical Form (Add-on Application Form):
  • Fill out the Add-on Card application form and submit it as per bank instructions.
Swiggy HDFC Bank Credit Card Application Process

Know more about HDFC Bank Add-on Cards

Who Can Apply

    Extend your Credit Card benefits to eligible family members.

    Eligible Family Members:

  • Husband/Wife
  • Father
  • Mother
  • Son
  • Daughter
  • Brother
  • Sister

    • Age Criteria:

  • 18 to 80 years
Key Features

Features and Controls

    1. Transaction OTP will be received in add-on member’s mobile number

    2. Only Primary cardholder will receive statements with clear sections for Primary and Add-on cardholders spends.

    3. Set spending limits for each Add-on Card.

    4. Enable/disable online/international transactions via MyCards/NetBanking/ MobileBanking 

    5. Real-time transaction alerts on add-on mobile number and email id.

    6. Block instantly by calling the HDFC Bank phone banking toll-free numbers 1800 1600 or 1800 2600.

    7. Add-on member can do pin setup via MyCards

    8. Limits can only be set by Primary via MyCards/Net Banking/MobileBanking.

No Swipe EMI Options

Most Important Terms & Conditions

    1. Add-on Card will be delivered to the Primary cardholder’s address.

    2. Spend limit will be in control of the primary cardholder.

    3. Reward points will be settled on primary card account only

    4. Card specific benefits like milestone benefits, golf access, CashBack, etc., will not be applicable for add-on card

    5. Lounge access entitlements will be shared between primary and add-on

    6. Insurance feature on card is only applicable for primary

    7. Liability of all spends done by the Add-on cardholder will be that of the Primary cardholder

    8. Add-on cardholder will not have view & modify rights of the add-on card on their Net banking and Mobile banking login. Only Primary member can view the add-on cards.

    9. Add-on member must have PAN updated in the savings account to be eligible for Add-on card

    10. Only Primary cardholder will receive statements with clear sections for Primary and Add-on cardholders spends 

    11. Primary cardholder can set PIN and card limits of Add-on via NetBanking or mycards.hdfc.bank.in

    12. If Add-on cardholder is issued a different card number from primary,

    a. Add-on cardholder's mobile number will be replicated from his/her savings account 

    b. OTP for e-commerce transactions will be sent to registered mobile number of Add-on Card

    c. Add-on Card with unique card number and CVV will be dispatched within 2-3 business days

    13. A maximum of 3 add-on cards can be issued under a single primary credit card.

    14. At the Customer ID level, additional Add-on Cards cannot be applied for, if the total add-on count exceeds 10 at any given point in time.

    15. NR cards can be given on an Add-on basis to resident customers, but resident cards cannot be given on an Add-on basis to NR customers.

    16. The Bank reserves the right to decline issuance of any additional cards if the above limits are reached or based on internal policies and regulatory requirements.

Zero Lost Card Liability

Frequently Asked Questions

An Add-on Card is a secondary Credit Card linked to a primary Credit Card account. It allows eligible family members such as a spouse, parents, children, or siblings to enjoy the convenience of card usage while sharing the same credit limit as the primary cardholder.

Add-on Cards can be issued to family members of the primary cardholder, including a spouse, parents, children, and siblings. The eligible age requirement for Add-on Cardholders is between 18 and 80 years.

You can apply for an HDFC Bank Add-on Credit Card through NetBanking, MobileBanking, PhoneBanking, or by submitting a physical Add-on Card application form. You can also call HDFC Bank’s toll-free numbers 1800 1600 or 1800 2600 for assistance.

No, Add-on Cards do not have a separate credit limit. They share the same credit limit as the primary Credit Card, and the primary cardholder can set spending limits for each Add-on Card through MyCards, NetBanking, or MobileBanking.

Yes, eligible spends made using Add-on Cards can earn Reward Points, which are credited to the primary cardholder’s account. However, certain card-specific benefits such as milestone benefits, golf access, CashBack, and some insurance features may not apply to Add-on Cards.

Apply for an Add-on Card today!

Apply via NetBanking