Purchase Reward Credit Card Fees and Charges

Goods and Services Tax (GST):

  • The applicable GST would be dependent on place of provision (POP) and place of supply (POS). If POP and POS are in the same state then applicable GST would be CGST and SGST/UTGST else, IGST.
  • GST For FEE & Charges / Interest transactions Billed on statement date will reflect in next month's statement.
  • GST levied will not be reversed on Any dispute on Fee & Charges / interest.
  • Click here to view the Fees and Charges applicable on HDFC Bank Purchase Credit Cards.
  • Click here for the most important Terms & Conditions
  • Click here to learn more about the HDFC Bank Purchase Reward Credit Card

Disclaimer: Terms and conditions apply. Commercial Credit Card approvals are at the sole discretion of HDFC Bank Limited and are subject to documentation and verification as per the Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.

Frequently Asked Questions

No, the Purchase Reward Credit Card does not charge joining and renewal fees.

The HDFC Bank Purchase Reward Credit Card charges late payment fees based on the total amount due. The fees range from ₹100 for amounts between ₹100 and ₹500 to ₹750 for amounts above ₹10,000.

The HDFC Bank Purchase Reward Credit Card charges a payment return fee of 2% of the payment amount, subject to a minimum charge of ₹450.

The HDFC Bank Purchase Reward Credit Card charges a cash processing fee of 1% of the transaction amount.

The HDFC Bank Purchase Reward Credit Card charges a retrieval fee of ₹125 per charge slip.

If the ticket purchase payment is made through the HDFC Bank payment gateway, the applicable charge is 1.8% of the transaction amount.

The HDFC Bank Purchase Reward Credit Card imposes a 1% fee of the total transaction amount. This applies to the second rental transaction of the calendar month.

The HDFC Bank Purchase Reward Credit Card charges a reissue fee of ₹100 for a replacement card.

Purchase Reward Credit Card has a validation fee of ₹2. Remember, this amount is not reversible.