Disclaimer: Terms and conditions apply. Commercial Credit Card approvals are at the sole discretion of HDFC Bank Limited and are subject to documentation and verification as per the Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.
No, Purchase MoneyBack Credit Card does not charge joining and renewal fees.
The HDFC Bank Purchase MoneyBack Credit Card charges revolving credit at 1.99% per month, which amounts to 23.88% annually.
The HDFC Bank Purchase MoneyBack Credit Card charges late payment fees based on the total amount due. The fees range from ₹100 for amounts between ₹100 and ₹500 to ₹750 for amounts above ₹10,000.
The HDFC Bank Purchase MoneyBack Credit Card charges a payment return fee of 2% of the payment amount, subject to a minimum charge of ₹450.
The HDFC Bank Purchase MoneyBack Credit Card charges a cash processing fee of 1% of the transaction amount.
The HDFC Bank Purchase MoneyBack Credit Card charges a retrieval fee of ₹125 per chargeslip.
If the ticket purchase payment is made through the HDFC Bank payment gateway, the applicable charge is 1.8% of the transaction amount.
The HDFC Bank Purchase MoneyBack Credit Card charges a cross-currency markup fee of 2.5% on all foreign currency transactions.
The HDFC Bank Purchase MoneyBack Credit Card imposes a 1% fee on rent payments made via credit cards on platforms like CRED, Paytm, and others, with a maximum charge of ₹3,000 per transaction.
The HDFC Bank Purchase MoneyBack Credit Card charges a reissue fee of ₹100 for a replacement card.