Business Corporate Regalia Credit Card - Rewards Programme Terms and Conditions

  • *Terms & Conditions:

  • a. Only retail purchases qualify for Reward Points. Easy EMI, Wallet loading transactions, Fuel, Cash advance, fees and other charges do not accrue any reward points.
  • b. Transaction amounts less than Rs. 150 will not accrue any Reward Points.
  • c. Payment of at least Minimum Amount Due is required even if you are redeeming your Reward Points against outstanding on your Card Account.
  • d. Reward points accrued will be reversed if a retail transaction is converted into SmartEMI.
  • e. Reward points accrued for Insurance transactions will have a maximum cap of 2,000 per transaction.
  • f. Reward redemption fee of Rs. 99 per catalogue/dedicated portal rededmption request.
  • g. Reward point redemption rate will Rs. 0.30 per RP for portal redemptions.
  • h. Reward points will lapse for card in inactive or Dormant status for more than 365 days.
  • i. Reward points are valid only for 2 years from the date of accumulation.
  • Eg : If you have received reward points in the month of June 2017, then same will expire in June 2019.