You can save up to
₹ 3,20,000 Annually
IRCTC Credit Card Savings Calculator
Make every train ride rewarding.
Your total monthly spends are
₹ 3,20,000
Please update your expenses
The savings mentioned are estimates and actual savings may vary based on the individual spending pattern.
Detailed savings break-up
Train ticket booking via SmartBUY
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5% Reward Points for every INR 100 spent on IRCTC Ticketing Website/Rail Connect App
₹0
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1% Transaction charges waiver on IRCTC Transactions (Up to INR 1,000 per statement cycle)
₹0
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Additional 5% Cashback on every INR 100 spent on IRCTC through HDFC Bank SmartBuy
₹0
Get 1% fuel surcharge waived on every payment.
₹0
Get 1% reward points for every INR 100 spent on all other purchases
₹0
Gift voucher worth INR 500 on quarterly (every 90 days from the issuance date) spends of INR 30,000 or more
₹0
Welcome gift voucher worth INR 500 on card activation by performing 1 transaction of any amount within first 37 days of card issuance
₹0
Complimentary railway lounge access: 8 per year
₹0
Annual fee waiver on annual spends of INR 1,50,000
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