₹3,20,000Annualy
Smart Savings, diverse Payments.
₹3,20,000
₹3,20,000Annualy
The savings mentioned are estimates and actual savings may vary based on the individual spending pattern.


Earn 2,000 bonus cashpoints on quarterly spends of ₹75,000.
₹2,500
Earn 5% cashback on SmartBuy & upto ₹1,255 cashback on PayZapp per month.
₹2,500
Get assured cashback upto ₹1,800 in the first year and exciting e-vouchers worth upto ₹800 for adding 2 or more bills on SmartPay.
₹2,500
Spend ₹50,000 in an anniversary year (12 billing cycles) and get renewal fee waived for next renewal year.
₹2,500
3% cashpoints on EMI spends, maximum 1000 CP per statement cycle.
₹2,500
2% cashpoints on utility, electronics, Payzapp & SmartPay transaction maximum 500 CP per statement cycle.
₹2,500
Save upto 5% on dining bills with Swiggy-Dineout paid via Swiggy app.
₹2,500
1% fuel surcharge waiver, max saving ₹250.
₹2,500
1% cashpoints on UPI & other spends.
₹2,500