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What’s In Store For You

Card Benefits & Features

Card Management & Controls 

Single Interface   

  • One unified platform for Credit Cards, Debit Cards, FASTag and Consumer Durable Loans   

Spends tracking 

  • Simple interface to track all your spends 

Reward Points   

  • View and redeem points at the push of a button  

Print

Know more about the card

Additional Features

  • SmartPay: SmartPay is the smartest way to pay your utility bills with your Business Platinum Credit Card. Now give standing instructions on your Business Platinum Credit Card and enjoy credit free period and cash back features as per your card. Click here to know more about SmartPay. 

  • Register&Pay: Pay your electricity, telephone, mobile and Insurance Premiums anytime-anywhere. You can view and pay your bills through the Internet at your convenience, while you travel or from the comforts of your home or office. Click here to know more about Register&Pay. 

  • PayNow:  HDFC Bank Credit Card now offers you an instant online payment solution for making your bill payments on HDFC Bank website Click here to know more about PayNow. 

  • Visa Bill Pay: With Visa Bill Pay, say goodbye to the hassles of writing cheques or forms. Now pay your bills online securely with your existing Business Platinum Credit Card Click here to know more about Visa Bill Pay 

Reward Point/RewardBack Redemption & Validity

EMV Chip

  • HDFC Bank welcomes you to the world of EMV Chip with new Business Platinum Chip Credit Card.
  • What is EMV chip? 
    This is a small microchip embedded in your Business Platinum Chip Credit Card. It is encrypted so transactions with your chip Debit Card are more secure. EMV Chip technology provides you with enhanced security.
  • At HDFC Bank, we understand your need for safer and more secure transactions. With HDFC Bank’s Business Platinum Chip Credit Card your credit card transactions are more secure.
  • How does it improve security? 
    Chip Credit Card processes your data with unparalleled security and it is virtually impossible to copy or tamper with. It also protects your card against counterfeiting and skimming.
  • A Must On Your International Tours 
    Your International travel and shopping experience should always be secure. Here's where your Business Platinum Chip Credit Card will be very useful.
    Business Platinum Chip Credit Card enables you to travel the world, dine at the finest restaurants, shop at the best places and soak in and enjoy the best experiences from around the world without having to worry about security of your transactions. It helps protect you from fraudsters, forgers and all other security risks that you may face while using your Credit Card.
Card Management & Controls

Fees & Charges 

Please click here to see the fees and charges applicable on your Business Platinum Credit Card.

Goods and Services Tax (GST)

  • Effective 1st July 2017 Service Tax, KKC & SBC of 15% is replaced by Goods & Service Tax (GST) at 18%

  • The applicable GST would be dependent on place of provision (POP) and place of supply (POS). If POP and POS ( Point of Sale ) is in the same state then applicable GST would be CGST and SGST/UTGST else, IGST.

  • GST for FEE & Charges / Interest transactions Billed on statement date will reflect in next month statement.

  • GST levied will not be reversed on Any dispute on Fee & Charges / interest.

Lounge Access

Most Important Terms and Conditions    

  • *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.  
Card Reward and Redemption

Frequently Asked Questions

The HDFC Bank Business Platinum Credit Card is a premium card designed for business owners, offering exclusive benefits like reward points, travel perks, fuel surcharge waivers, and business expense management tools. It provides seamless transactions, high credit limits, and access to special discounts, making it ideal for business growth and financial flexibility.

The EMV Chip in the HDFC Bank Business Platinum Credit Card enhances security by enabling encrypted transactions, reducing fraud risks. It ensures safer in-store and contactless payments, protecting cardholder data from cloning or skimming. This technology offers global acceptance, making business transactions secure, seamless, and reliable worldwide.

New applications for the HDFC Bank Business Platinum Credit Card are currently closed. However, you can explore our wide range of Credit Cards to find one that suits your needs. Click here to discover the best options for you.