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What’s in store for you

Protect Life

Card Benefits & Features

Card Management & Controls

Single Interface

  • One unified platform for Credit Cards, Debit Cards, FASTag and Consumer Durable Loans

Spends tracking

  • Simple interface to track all your spends

Reward Points 

  • View and redeem points at the push of a button

Print

Know More About the Card

Fees & Charges

Annual Fees

  • Spend ₹50,000 in a year and get a waiver of next year’s annual membership

  • Renew your membership annually by paying a nominal fee of ₹500

Cash advance fee

  • A fee of 2.5%, with a minimum of ₹500, is applicable on all cash withdrawals on your card.

Interest

  • Avail up to 50 days of interest free period from the date of purchase

  • Interest at the rate of 3.49% per month will be charged on any outstanding amount carried beyond the bill due date

  • Pay only 1.99% interest per month if card is issued against Fixed Deposit

Read detailed fees and charges

Card Reward and Redemption

Added Delights

  • Get 1% CashBack Utility Bill Payments.

  • Save up to ₹250 on transactions of ₹400 to ₹5,000

  • *Effective 15 Apr 2016, reward points will not be accrued for fuel transactions

  • Enjoy higher security with chip technology Credit Cards. 

  • Get zero liability on lost card if reported immediately.

Card Reward and Redemption

Most Important Terms and Conditions

*The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.  

Card Reward and Redemption

Frequently Asked Questions

The HDFC Bank Business Gold Credit Card offers cashback, reward points, EMI options, and fuel savings. It includes security features, sub-limits, and add-on cards, making it ideal for business expense management.

We are currently not accepting new applications for the HDFC Bank Business Gold Credit Card. However, you can explore a range of other Credit Cards that may suit your needs. Click here to view our available options and find the right card for you.