Biz Black Metal Edition Credit Card Fees & Charges

Joining/Renewal Membership Fee

  • Joining Fee: ₹10,000 plus Applicable Taxes

  • Renewal Fee: ₹10,000 plus Applicable Taxes

  • Fee Waiver: 

  • Spend ₹7.5 lakh in 12 billing cycles in your anniversary year and enjoy a waiver on the renewal fee for the next year.

  • Spend ₹1.5 lakh within the first 90 days of receiving the card to waive the First Year Joining Fee (available only for fresh issues).

  • Click here to learn about Biz Black Metal Edition Credit Card

  • Click here for detailed fees and charges

  • Terms and conditions apply

Disclaimer: Terms and conditions apply. Credit Card approvals are at the sole discretion of HDFC Bank Limited. Credit Card approvals are subject to documentation and verification as per the Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.

Frequently Asked Questions

The HDFC Bank Biz Black Metal Edition Credit Card offers exclusive benefits for businesses, including 5X reward points on select business spends, unlimited airport lounge access, and complimentary golf games. Cardholders also receive Club Marriott Annual Membership and Taj Stay vouchers worth ₹5,000 on spending ₹1.5 lakh within the first 90 days.

The HDFC Bank Biz Black Metal Edition Credit Card has a renewal membership fee of ₹10,000 plus applicable taxes. However, if you spend ₹7.5 lakh or more in the previous year (12 billing cycles), the renewal fee is waived for the next year.

The HDFC Bank Biz Black Metal Edition Credit Card has a joining membership fee of ₹10,000 plus applicable taxes. However, if you spend ₹1.5 lakh within the first 90 days of card issuance, the joining fee is waived.

The HDFC Bank Biz Black Metal Edition Credit Card has a foreign currency markup fee of 2% of the transaction amount. This fee is applicable to all international transactions made in a foreign currency.

The HDFC Bank Biz Black Metal Edition Credit Card incurs a balance transfer fee of either 1% of the transfer amount or ₹250, whichever is higher, along with applicable taxes.

For the HDFC Bank Biz Black Metal Edition Credit Card, a reissue charge for a lost or damaged card is ₹100. This fee is applicable for replacement requests.

The HDFC Bank Biz Black Metal Edition Credit Card has a cash advance fee of 2.5% of the amount withdrawn or ₹500, whichever is higher.