How to Track Multiple Savings and Investment Accounts in One Place

Between your primary salary account, secondary accounts, and various investment portfolios, your financial footprint is likely scattered. If you want to check your net worth, verify a transaction, or monitor your monthly cash outflow, you are forced to log into multiple applications and maintain complex spreadsheets. But what if you could securely track multiple savings account and check your equity holdings instantly on a single screen? 

With HDFC Bank My Money, managing your personal finances becomes completely frictionless.

A consolidated financial view means aggregating your entire financial net worth—including external bank balances, term deposits, and demat accounts—into a single digital window. Instead of switching between multiple apps or statements, you can access a single snapshot of your complete financial position through a Consolidated Account Balance view. This makes Personal Finance Management simpler, smarter and more organised. Benefits include:

• Complete Visibility

View all account balances, deposits, investments and transactions together in one place through a Consolidated Account Balance view.

• Better Financial Control 

Track spending habits, expenses, UPI transactions, Bills, Payments and cash flow more effectively through Spend Tracking.

• Accurate Net Worth Tracking

Instantly calculate your total wealth position across various institutions by viewing assets and liabilities together

• Smarter Decision-Making 

Make well-informed budgeting,  investing and discretionary spending choices and payment decisions based on comprehensive financial information.

• Time and Effort Savings

Eliminate the daily hassle of  switching between multiple banking, payment or investment apps and manual spreadsheets.

HDFC Bank My Money is a unified financial dashboard designed to simplify Personal Finance Management by bringing together your banking, investments and financial activities into a single view.

Track Multiple Savings Accounts: Link and view balances from HDFC Bank and other participating external banks seamlessly. 
See All Investments in One Place: Monitor your stock and ETF holdings across linked demat accounts for a unified overview of your market exposure. 
Deposits Consolidation: Track Fixed Deposits (FDs) and Recurring Deposits (RDs) alongside your liquid cash.

Automated Spend Analytics: Keep closer tabs on your transactional outflows, account transactions, UPI, Bills and recurring payment cycles via clear spend tracking features.

A consolidated financial view may help you explore relevant Loan & Card Offers based on your financial profile and banking relationship.

Financial data is securely fetched and auto-updated through a consent-based system, reducing manual effort and improving visibility.

Powered by the RBI-approved Account Aggregator framework, ensuring your data is shared only with your approval and can be managed or revoked anytime. The Account Aggregator framework securely connects financial institutions without requiring you to share passwords or login credentials.

My Money helps you move from fragmented tracking to complete financial clarity through features like Consolidated Account Balance, Spend Tracking, Payments visibility and secure Account Aggregator integration. This allows you to spend smarter, save better and make more confident financial decisions for the future.

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*Disclaimer: The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. You are recommended to obtain specific professional advice from before you take any/refrain from any action. Investments are subject to changes in tax laws. Please contact a professional consultant for an exact calculation of your liabilities.