Loans
The blog discusses various ways to raise funds for cosmetic surgery, emphasising the benefits of using a personal loan. It outlines common cosmetic procedures, their costs, and highlights how personal loans can provide quick, flexible funding options for those looking to undergo such treatments.
You have finally decided to treat yourself to that cosmetic surgery you've been dreaming about. You've done your research, consulted with experts, and are ready to take the leap. But there's one hurdle standing in your way—funding the procedure. Whether it's a facelift, breast augmentation, or any other enhancement, the costs can be daunting. But don’t worry!
The answer to your concern is a cosmetic surgery loan - a Personal Loan that you can use to pay for your treatment.
This surgery involves the insertion of implants to enhance breast size and shape. It can also restore volume lost after weight loss or pregnancy.
Cost: ₹1,00,000 - ₹2,50,000.
Liposuction gets rid of excess fat from specific body areas, such as the thighs, abdomen, or arms, to create a more sculpted appearance. Techniques include tumescent and ultrasound-assisted liposuction.
Cost: ₹40,000 - ₹2,50,000, depending on the area treated.
This surgical procedure, generally referred to as a nose job, alters the nose's shape for cosmetic reasons or to address breathing difficulties. Techniques can be open or closed, depending on the complexity.
Cost: ₹1,00,000 - ₹2,50,000.
A facelift procedure helps to lift and tighten loose skin on the face and neck, which can diminish wrinkles and bring back a youthful look. This surgery typically includes excising surplus skin and tightening the underlying tissues.
Cost: ₹1,50,000 - ₹3,00,000.
This surgery eliminates excess skin and fat from the abdominal area, tightening muscles for a flatter tummy. It’s often sought after for significant weight loss or pregnancy.
Cost: ₹1,00,000 - ₹3,00,000.
Botox temporarily reduces the visibility of wrinkles by relaxing facial muscles. Treatments are usually done in a clinic and take only a few minutes.
Cost: ₹10,000 - ₹30,000 per session.
Use of funds: The good thing about a Personal Loan is that you can use the funds just as you see fit. Despite a few restrictions on loan usage, banks and financial institutions are flexible on how you can use your loan. This makes it an ideal choice for something like plastic surgery.
Time to repay: The cost of treatment could run into several lakhs. With a Personal Loan, you can repay the amount over a tenure of five to seven years.
Pocket-friendly: This is perhaps the biggest advantage of taking a Personal Loan for your big-ticket expenses. You can pay it back in easy instalments starting as low as ₹2,162 per lac. Use our Personal Loan EMI Calculator to check how much you may have to pay every month.
Your eligibility for a Personal Loan will depend on many factors, including your repayment capacity, the loan amount you need, loan tenure, income, credit score, etc.
What documents do I need?
If you are already an HDFC Bank customer, you can apply online for a Personal Loan in seconds without any documentation. If you are not an existing customer, you must submit a set of KYC documents such as address, ID and income proof. You can read more about the document requirements here.
The lack of immediate funds shouldn’t stop you from living your life. A Personal Loan enables you to raise funds for the important things in your life easily and conveniently.
Looking to apply for a Personal Loan from HDFC Bank? Click here to get started!
* Terms & conditions apply. Personal Loan disbursal at the sole discretion of HDFC Bank Ltd.
*Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances.