How to Use HDFC Bank Smarthub Vyapar?

The Smarthub Vyapar app allows eligible business owners to accept multiple payment modes, manage transactions and collections, make business payments and monitor business growth.

Synopsis

  • SmartHub Vyapar offers a range of business solutions through a single digital platform for eligible HDFC Bank Current Account holders.

  • Merchants can accept payments through Cards, Tap N Pay, QR, UPI and SMS Pay, with instant transaction notifications.

  • The platform provides features for vendor and distributor payments, customer dues, transaction reconciliation and business growth tracking.

  • Eligible merchants can access credit solutions such as Business Loans, Loans on Credit Cards and Business Credit Cards, subject to applicable terms.

Overview

To ensure that your business operations run efficiently, you can opt for a Point of Sale (POS) system. POS systems are designed to help you execute client payments seamlessly to ensure maximum customer satisfaction and increased productivity. You can outfit your enterprise with a POS terminal, whether at the checkout counter in a physical store or a portal for online transactions. This article will help you learn how to use HDFC Bank Smarthub Vyapar merchant gateway solutions, one of the best POS systems available.

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What is HDFC Bank Smarthub Vyapar?

HDFC Bank Smarthub Vyapar is a one-stop payment solution where you can execute payments and collections while also improving other processes like billing, inventory, accounting, and filing taxes. Plus, it is easy to use and requires little technical knowledge, making it accessible for everyone.

What are the Features of HDFC Bank SmartHub?

HDFC Bank Smarthub Vyapar provides the following features so you can make optimal use of merchant payment solutions:

  • Instant, Digital and Paperless Onboarding 

    Eligible HDFC Bank Current Account holders can become HDFC Bank SmartHub Vyapar merchants through an completely digital onboarding process.

  • Accept Multiple Forms of Payments

    SmartHub Vyapar allows you to accept digital payments through multiple modes, including:

    • Cards
    • Tap N Pay
    • QR
    • UPI
    • SMS Pay

    You also receive instant notifications when a transaction is successfully completed.

  • Easy Access to Credit

    The platform provides access to credit solutions that can help eligible businesses meet their funding requirements. These include:

    • Business Loans
    • Loans on Credit Cards
    • Business Credit Cards

    However, note that credit availability is subject to applicable eligibility criteria and HDFC Bank's terms and conditions.

  • Digital Vendor and Distributor Payments

    You can make vendor, distributor, utility and GST payments digitally using your HDFC Bank Business Cards. Business Credit Cards can also provide a credit period of up to 50 days*.

  • Instant Settlement on UPI

    SmartHub Vyapar provides instant access to funds from UPI settlements, helping you access funds for your business operations.

  • Offers and Rewards

    You can engage customers through offers and rewards. This feature can help you create customer engagement opportunities and provide customised deals.

  • Pay Later

    You can digitally record, track and collect customer dues, thereby managing outstanding payments efficiently.

  • Easy Reconciliations

    SmartHub Vyapar provides a single view of transactions and their corresponding credits to your bank account.

  • BizView

    BizView provides a single dashboard to monitor your business growth and access relevant business information.

  • Customer Intelligence

    SmartHub Vyapar includes customer intelligence and recognition features that can help you understand your customers and offer customised deals.

  • Role Assignment

    You can assign different roles to your store staff, such as Cashier and Manager. This way, you can manage staff access based on their responsibilities.

  • 24x7 Support

    SmartHub Vyapar provides round-the-clock service support through EVA. You can also refer to the FAQs and tutorial videos available on the platform to find solutions to common queries and understand how to use the app’s features.

How to Use HDFC Bank Smarthub Vyapar Merchant Payment Solutions?

To make use of use of merchant payment solution HDFC Bank Smarthub Vyapar , you can follow the steps given below:

Step 1: Download the HDFC Bank Smarthub Vyapar software

To begin, you must download the HDFC Bank Smarthub Vyapar software available online. Once downloaded, you need to install it and log in using your business details. Next, you can select your country by clicking on the “Select” button. Once done, you can enjoy a 15-day free trial to use HDFC Bank Smarthub Vyapar for your business management.

Step 2: Enter details

To enter the details of your business, you need to do the following:

  • Go to the top left menu and click on “My Company” or “Company Name”.

  • Next, go to the “Edit Firm” window and mention the required details such as your business name, contact information, GSTIN, email id, address, state, and bank details.

  • Then, click on the “More Information” option.

  • Here, enter business details and bank information, and go on to add your business logo and signature. Once done, click on the “Save” button.

After this basic setup is completed, you can go on to use the different features available on HDFC Bank Smarthub Vyapar as per your business needs.

You can download the HDFC Bank Smarthub Vyapar app from the Google Play Store for Android and App Store for iOS. The installation process is straightforward and intuitive, and the clean user interface enables easy navigation.

Explore HDFC Bank Products for MSMEs

Now that you know more about how to make use of merchant payment solutions like HDFC Bank Smarthub Vyapar , you can run your business operation with the utmost ease and efficiency. HDFC Bank Smarthub Vyapar is a one-stop platform for all n=banking and business solutions. On SmarHub Vyapar, merchants can get various benefits, incuding payment solutions, that can help increase their sales. 

To make sure that your enterprise runs without interruptions, you can opt for the range of products and services offered by HDFC Bank. You can rely on the HDFC Bank MSME Loans for capital funding or overdraft and credit facility to meet your short-term financing needs. HDFC Bank helps you in making your business goals a concrete reality.

Click here to know more about Smarthub Vyapar

*Disclaimer: Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. HDFC Bank Smarthub Vyapar is available to only Individual & Sole Proprietorship entity and for select Current Account variants only. For other entity types, please connect with the nearest branch.

Frequently Asked Questions

HDFC Bank SmartHub Vyapar is available to Individual and Sole Proprietorship entities with select HDFC Bank Current Account variants. Other entity types can contact their nearest HDFC Bank branch.

Yes. Merchants can make vendor, distributor, utility and GST payments digitally using HDFC Bank Business Cards.

Merchants can accept digital payments through Cards, Tap N Pay, QR, UPI and SMS Pay. The platform also provides instant notifications for successful transactions.

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