Kisan Club Savings Account Fees & Charges

Description of Charges Kisan Club Savings Account
Minimum Balance HYB (Half Yearly Balance)
​​​​​​​Urban / Semi-Urban / Rural Branches: HYB ₹2,500 or fixed deposit of ₹25,000.
HYB ₹2,500 (Urban /Semi Urban / Rural Branches)
Charges on non-maintenance thereof For Urban / Semi Urban / Rural branches::
Non maintenance of charges of ₹750 per half year
Cheque Book Free - 25 cheque leaves per calendar quarter
Additional cheque book of 25 leaves will be charged at ₹50 per cheque book
Account Statements - Free Quarterly statements sent by post.
Passbook issuance* Free
Duplicate passbook issuance* ₹100
Cheque Collection - Local Clearing Zone Free
Balance Enquiry / Cheque Deposit / Mini Statement transactions on HDFC Bank ATMs Free
PhoneBanking Free
MobileBanking Free
NetBanking Free
International Debit Card Free for 1st year, annual charges ₹100 applicable from 2nd year onwards.
Debit Card - Replacement charges ₹100 (plus taxes)
Inoperative Account - Account with no customer initiated transaction in the account for past 1 year ₹50 per quarter
Any deliverable returned by courier due to negative reasons (no such consignee/ consignee shifted and no such address) ₹50 per instance
TIN/IPIN regeneration (requests received at the branch for physical dispatch) ₹50 per instance
SI rejects ₹200 per instance
Cash Handling for cash deposit at home branch For non-managed customers
- Cash deposit value up to ₹1 lakh per day - No charge
- Above ₹1 lakh - ₹25 per ₹50,000 or part thereof.
One time Mandate Authorisation Charges per mandate
(Inward NACH received through physical and online both)
₹100 plus GST, effective July 1, 2019
NEFT charges - outward (Branch) Amounts up to ₹1 lakh - ₹2 (plus GST) per transaction 
Amounts above ₹1 lakh - ₹10 (plus GST) per transaction
RTGS charges - outward (Branch) ₹2 lakh and above - ₹15 (plus GST) per transaction
  • *at home branch for account holders (individuals)
  • Other Charges as per SandF brochure apply.
  • All fees and charges mentioned above will attract service tax as applicable.

Click here for Terms and Conditions

 

Frequently Asked Questions

No, like all bank accounts, the Kisan Club Savings Account incurs taxes on interest income earned on the deposits.

HDFC Bank does not levy a monthly fee for account maintenance. However, annual fees and other specific charges related to services obtained may apply.

Yes, the Kisan Club Savings Account incurs specific fees and charges such as those for duplicate passbook issuance, standing instruction rejects, and other applicable expenses.