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Pricing MID for Sep 2026

 

CREDIT CARD PRODUCT

ANNUAL MEMBERSHIP FEE (excl. GST)

PRICING OFFER for FIRST YEAR FEE (Gift voucher offer* on First Year Membership Fee Payment)

RENEWAL FEE WAIVER (Retail spends in preceding 12 months)

ACTIVATION OFFER (1 Transaction within 37 days of card open date)

 

Freedom Card

Rs. 500

Fee Amount Payable Offer: Get a Gift Voucher equivalent to the First Year Fee amount

Spend Rs. 50,000

A Gift Voucher worth ₹ 250.00 for doing atleast 1 transaction using your new credit card within first 37 days from card open date

 

Biz First Card

 

MoneyBack+ Card

 

GIGA Business Card

 

Regalia Gold

Rs. 2,500

Spend Rs. 4,00,000

 

Diners Club Privilege Card

Rs. 1,000

Spend Rs. 3,00,000

 

Millennia

Rs. 1,000

Spend Rs. 1,00,000

 

BIZ Grow

Rs. 500

Spend Rs. 1,00,000

 

IndianOil HDFC Bank Card

Rs. 500

NA

Spend Rs. 50,000

 

Micro Enterprise Card

First Year Free

Spend Rs. 1,00,000

 

IRCTC HDFC Bank Credit Card

NA

Spend Rs. 1,50,000

 

Pixel Go

Rs. 250

No Fee if ₹10,000 spent in 90 days

Spend Rs. 50,000

 

Pixel Play

Rs. 500

No Fee if ₹20,000 spent in 90 days

Spend Rs. 1,00,000

 

Swiggy Ornge HDFC Bank Card

Rs. 500

NA

Spend Rs. 1,50,000

Not Applicable

 

Swiggy Blck HDFC Bank Card

Rs. 1,000

No Fee if ₹75,000 spent in 90 days

Spend Rs. 2,00,000

 

Tata Neu Plus Credit Card

Rs. 499

NA

Spend Rs. 1,00,000

 

Tata Neu Infinity Credit Card

Rs. 1,499

NA

Spend Rs. 3,00,000

 

Shoppers Stop HDFC Bank Card

Rs. 299

NA

Not Applicable

 

Shoppers Stop Black HDFC Bank Card

Rs. 4,500

 

Marriott Bonvoy HDFC Bank Credit Card

Rs. 3,000

 

Harley-Davidson Diners Club Credit Card

Rs. 2,500

Spend Rs. 3,00,000

 

H.O.GTM Diners Club Black Credit Card

Rs. 10,000

Spend Rs. 5,00,000

 

Flipkart Wholesale HDFC Bank Card

Rs. 499

First Year Free

Spend Rs. 3,00,000

 

Biz Power

Rs. 2,500

GV equivalent to First Year Fee

Spend Rs. 4,00,000

 

Biz Black

Rs. 10,000

NA 

Spend Rs. 7,50,000

 

Diners Club Black Metal Card

Rs. 10,000

Spend Rs. 8,00,000

 

Infinia Metal Card

Rs. 12,500

NA

Spend Rs. 10,00,000

 

Important Terms & Conditions

  1. First Year Membership Fees will be levied along with applicable GST on 120th day of credit card issuance, except for Marriott Bonvoy HDFC Bank Credit Card and IRCTC HDFC Bank Credit Card, for which First Year Membership Fee will be levied on 45th day of credit card issuance.

  2. Product Benefits linked to realization of Membership Fee will not be applicable in the event of opting for preferential pricing (First Year Free, Life Time Free Cards etc.)

  3. Post realization of the First Year Membership Fee, an equivalent amount of Gift Voucher (GV) will be issued. This will be issued within 90 days of Membership Fee realization date. GV offer is not applicable for IndianOil, Micro Enterprise, IRCTC, Swiggy Ornge, Swiggy Blck, Shoppers Stop, Marriott Bonvoy, Tata Neu, Harley-Davidson, Flipkart Wholesale, Biz Black, Diners Black Metal and Infinia Metal Credit Cards.

  4. Beyond this MID, First Year Membership Fee waivers and Lifetime Free Credit Cards (Annual Membership Fees waived off) may be applicable for select customers as per the Bank's internal guidelines and discretion. 

  5. Renewal Fee shall be levied at the start of every anniversary year if the card is not Life Time Free or does not meet Renewal fee waiver condition (For more details refer our MITC on www.hdfc.bank.in)

  6. Business Credit card variants can be issued only to Self Employed / Proprietor / Partner Customers

Have an HDFC Bank Credit Card? Refer friends and family earn rewards of up to ₹1000 every month!

Millennia Credit Card