Why Choose Us?
What’s in store for you
Loan Benefits & Features
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Quick Approval
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Loan-to-Value Ratio (LTV)
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Valuation through Professional Valuator
Eligibility Criteria
Farmers and individuals engaged in agriculture or related activities who own or possess gold ornaments or jewellery are eligible to apply for an Agriculture Loan against Gold Security
More about Agriculture Loan Against Gold Security
Quick Approval: Our fast loan approval process ensures you quickly receive the funds, you need to support your agricultural purposes.
Loan-to-Value Ratio(LTV): Currently LTV for 42 monthly interest scheme is 90% & for Rear Ended 12 Months scheme is 80%
Professional Gold Valuation : Expert Valuator provide accurate and transparent gold valuations to assess your valuable assets fairly.
Competitive Interest Rates: We offer competitive interest rates on agricultural loans against gold, making financing more affordable.
Repayment Period: For added convenience, you can choose a repayment period of 12 or 42 months .
Loan amount range: > Rs 50,000/- upto Rs 25,00,000/- to meet your agricultural needs.
*The (Most Important Terms and Conditions) for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
Frequently Asked Questions
An Agriculture Loan Against Gold Security is a type of loan offered to individuals engaged in agriculture or related activities, using gold ornaments, or jewellery as collateral. It provides financial support for agricultural needs, with the gold serving as security for the loan amount.
- Farmers and those involved in agricultural or related activities who possess gold ornaments or jewellery can apply for an Agri Gold Loan. This includes individuals or co-applicants.
- If you are engaged in agriculture or related activities, you can secure a loan against gold jewellery or ornaments