Security Measures

We provide our customers the highest levels of security when they transact with us.

Our security measures are designed to keep you protected. We have initiated efficient processes to improve your banking experience and safeguard your money and investments.

Secure Login

Protect your account with unique ID and IPIN
The IPIN is generated randomly by the system and directly printed on tamper proof media
It is encrypted and stored on the NetBanking system to facilitate authentication using industry-specified encryption standards
It is not accessible to anyone -- including the system administrator

Know More

Sessions Security

Sessions security prevents interception
128-bit encryption protects your session with the bank’s webpage
Your communication cannot be intercepted by anyone over the internet
Automatic time out of a customer's login session after some idle time, to protect against misuse

Know More

Digital Certificate

Be sure you are on the right site
HDFC Bank's webpages are identified by a digital certificate to assure its customer that they are on the correct site
The certificate is provided by Verisign
This protects the customers from revealing their confidential account information on fraudulent websites

Know More

Virtual Keyboard

Protect yourself on shared computers
Enter passwords on a Virtual Keyboard while logging into NetBanking
This protects against key-logger software
Use this on untrusted/ shared computers, for example in cyber cafes

Know More

InstaAlert

Stay alert, avoid fraud
Get instant SMS and E-mail alerts
Customise your alerts for transaction denominations
Get alerts when beneficiaries are added for Third Party Transfer transactions

Know More

Systems Security

Safeguarded by state-of-the-art technology
Computer systems are protected by firewalls, intrusion detection and anti-malware programs
Robust processes, skilled people and competent service providers monitor the security
All high-risk transactions undergo 24x7 monitoring

Know More

Cooling Period

Get time to review newly added beneficiaries
Transfer funds only to a new beneficiary only after 30 minutes
As soon as a beneficiary is added, the account holder gets SMS and email alerts about the addition
The customer therefore gets 30 minutes to review if the beneficiary has been fraudulently or erroneously added

Know More

Extended Validation Secure Sockets Layer Certificate (EVSSL)

EVSSL Certificate helps identify a genuine website
Extended Validation Secure Sockets Layer Certificate (EVSSL) provides enhanced security
It provides clear visual indicators in the form of a green address bar so that customers can easily identify a genuine website
If the bar turns red, it means that the web page being accessing might be unsafe

Know More

Additional Authentication for Financial transactions

Get added layers of security
All financial transactions need two-factor authentication
A One Time Password (OTP) is sent to the registered mobile number
The Challenge Questions (CQ) facility protects netbanking transactions

Know More

CAPTCHA Implementation

Stay safe from password-guessing attacks
CAPTCHAs protect against automated password-guessing attacks
A CAPTCHA solution prompts a customer to enter a code
The code can be easily read by humans but not by computer programs

Know More

Last Login

Be alert about unauthorised logins
When you login, make sure you check your last login
If the last login was not by you, then you are alerted to potential unauthorised logins
Report suspicious logins to the bank immediately

Know More

Mobile Number Masking

Keep your mobile number safe
We mask your mobile number to prevent unauthorised persons from misusing it
Only the last five digits of the mobile number are displayed to the customer
This keeps your mobile number safe

Know More

Debit Card PIN

Dual authentication for key transactions
Get double the security for key transactions and NetBanking registration or password regeneration
The online IPIN regeneration and NetBanking registration facilities have been strengthened by including Debit Card PIN authentication
This is in addition to SMS One-Time Password (OTP)-based authentication.

Know More

IPIN Security

A system-generated IPIN is delivered to each user through a tamperproof medium.
The IPIN is generated randomly by the system and directly printed on tamper proof media.
It is then encrypted and stored on the NetBanking system to facilitate authentication using industry-specified encryption standards.
Hence, it is not accessible to anyone - including the system administrator.

Know More

Transaction Monitoring

All high risk transactions are closely monitored at every moment
All high risk transactions undergo monitoring.
Monitoring is done 24x7/span>
All high risk transactions are considered.

Know More

Security Teams

Offering round-the-clock protection
Offering round-the-clock protection, our security team along with managed systems help in safeguarding
We have robust processes, skilled people and competent service providers
Monitor the security of our systems round the clock

Know More

Millennia Credit Card

MoneyBack+ Credit Card

Freedom Credit Card

INFINIA Metal Edition

Diners Club Black Metal Edition Credit Card

Pixel Play Credit Card

Pixel Go Credit Card

HDFC Bank UPI RuPay Credit Card

Regalia Gold Credit Card

Diners Club Privilege Credit Card

Tata Neu Infinity HDFC Bank Credit Card

Tata Neu Plus HDFC Bank Credit Card

Swiggy HDFC Bank Credit Card

Marriott Bonvoy HDFC Bank Credit Card

Indian Oil HDFC Bank Credit Card

IRCTC HDFC Bank Credit Card

Security Measures

Secure Login

Sessions Security

Digital Certificate

Virtual Keyboard

InstaAlert

Systems Security

Cooling Period

Extended Validation Secure Sockets Layer Certificate (EVSSL)

Additional Authentication for Financial transactions

CAPTCHA Implementation

Last Login

Mobile Number Masking

Debit Card PIN

IPIN Security

Transaction Monitoring

Security Teams

HDFC Bank is registered with DICGC