Women's Savings Account FAQs

• Accidental Death Cover of Rs. 10 lakhs

• Accidental Hospitalisation Cover of Rs. 1 lakh 

• Daily cash allowance of Rs. 1,000 per day for a maximum of 10 days per year, for each day of hospitalisation due to an accident

• Additional International Air Coverage of flat Rs.25 Lakhs on purchase of air ticket using your Debit Card 

• Fire & Burglary for the items purchased under Debit Card (upto 90 days) - Sum assured Rs. 2 lakhs

• Loss of checked baggage - Sum assured Rs. 2 lakhs

For the claims to be accepted & processed, the first holder of the Women's Savings Account should have made at least 1 Point of Sale (POS) purchase at a merchant establishment using the Debit Card in the 3 months prior to the date of the accident 

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• Avail a daily cash withdrawal limit of Rs. 25,000 and a daily shopping limit of Rs. 2.75 lakh, and enjoy CashBack upto of Re. 1 for every Rs. 200 spent on your EasyShop Woman’s Advantage Debit Card

• Get up to 90% finance on the on-road price of a vehicle and 7 year tenure when you apply for an Auto Loan 

• Get Up to 3.5% lower interest rate on Two Wheeler Loan and a Up to 50% discount on processing fees

• Get annual Maintenance charge waiver on the first year for Demat Account

• Free folio maintenance charges on a Demat account for the first year ​​​​​​​

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• Get up to 90% finance on the on-road price of a vehicle and 7 year tenure when you apply for an Auto Loan

• Save Rs. 2,375 and get a 50% discount on the processing fees when you apply for a Two Wheeler Loan

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• Get 50% discount on the issuance of a Gift Plus Card when you load a minimum of Rs. 5,000 on the card through the branch or via NetBanking

• Avail a daily cash withdrawal limit of Rs. 25,000 and a daily shopping limit of Rs. 2.75 lakh, and enjoy CashBack upto of Re. 1 for every Rs. 200 spent on your EasyShop Woman’s Advantage Debit Card

• Free lifetime BillPay for all account holders

• Free passbook facility for all individual account holders 

• Free e-mail statements

• Money Maximizer converts surplus savings into higher interest Fixed Deposits.
• It offers both the high returns of Fixed Deposits and the flexibility of a Savings Account.
• With Women’s Savings Account, you have the option to automate transfer of excess funds over and above INR 75,000

Sweep-in means that whenever the funds in your Savings Account are running low for a purchase or transaction, the bank will transfer the deficit amount from your Fixed Deposit to your Savings Account without affecting your interest rate in your Fixed Deposit. This can help you in a pinch when there is an emergency like sudden hospital bills, buying a vehicle, or any other personal crisis. Sweep-in allows transferring funds from Fixed Deposits to Savings Accounts when needed. 

The Sweep-Out Facility automatically transfers excess funds from your Savings Account into a Fixed Deposit, offering higher interest rates. 

Enjoy voucher worth INR 2,000 from Amazon Prime, Swiggy, Uber, Ixigo, PVR, Amazon Pay on activating any 5 services as per T&C from the 10 services. Know more

Average Monthly Balance (AMB) for Metro / Urban - ₹10,000 and ₹5,000 for Semi Urban/ Rural. Non-maintenance charges applicable* 

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For consolidated Savings Fees & Charges (w.e.f. 1st August 2025) Click Here