Super kids – Specially curated
Specialé Savings Account for kids

The Super Kids Savings Account offers several benefits to secure your child's future, including a free education insurance cover of ₹5 lakh*. It provides shopping benefits with e-gift cards, educational opportunities through WhiteHat Jr., and long-term growth through Mutual Funds. Additionally, you can bundle a Sukanya Samridhi Account for higher interest and tax benefits, ensuring a comprehensive financial plan for your child. 

Education Insurance cover of INR 5 lakhs in the event of any accidental death of the parent/ guardian (Accident or Accidental means a sudden, unforeseen and involuntary event caused by external, visible and violent means) 

Yes, free facility to set monthly automatic instructions from Guardian to Super kids account is mandatory (Minimum value Rs. 5,000 & Minimum tenure 1 year) with the objective of either inculcate good financial habits in the child OR to save for their future

• Money Maximizer converts surplus savings into higher interest Fixed Deposits.
• It offers both the high returns of Fixed Deposits and the flexibility of a Savings Account.
• With Super kids, you have the option to automate transfer of excess funds over and above INR 2 lakhs 

• Sweep-in means that whenever the funds in your Savings Account are running low for a purchase or transaction, the bank will transfer the deficit amount from your Fixed Deposit to your Savings Account without affecting your interest rate in your Fixed Deposit. This can help you in a pinch when there is an emergency like sudden hospital bills, buying a vehicle, or any other personal crisis. Sweep-in allows transferring funds from Fixed Deposits to Savings Accounts when needed.
• The Sweep-Out Facility automatically transfers excess funds from your Savings Account into a Fixed Deposit, offering higher interest rates.

• Debit Card can be issued only to minors above 3 years of age
• Free personalized ATM/ Debit Card will be issued in your child's name with your permission.
• Your child can withdraw Rs. 2,500 per day at ATMs and spend Rs. 10,000 per day at merchant locations
• With this Debit Card, you get Free ATM transactions at all HDFC Bank ATMs and non-HDFC Bank domestic ATMs

^{*Conditions Apply}

Your minor’s Super kids account comes loaded with a host of benefits subject to meeting Debit Card spend milestones:

• Shopping Benefits: Hamleys /Myntra /Firstcry e vouchers worth Rs 1,000/-
  Eligibility:  Subject to minimum spends of Rs. 5,000 on debit card in first 60 days post account opening. 
• Healthcare Benefits: NetMeds / Apollo Pharmacy / MediBuddy membership voucher worth INR 1,000
  Eligibility:  Subject to minimum spends of Rs. 10,000 on debit card in first 120 days post account opening. 

• Educational Benefits : WhiteHat Jr- Promo Code Voucher worth Rs 5,000/-
  Eligibility:  Subject to minimum spends of Rs. 15,000 on debit card in first 180 days post account opening. 

Post fulfilling the eligibility criteria, the Customer will receive voucher within 105 days. Only successful debit card transactions will be considered and reversals on any transactions will not be considered as successful debit card transactions. ATM transactions or withdrawals will not be considered.

Please note:

• ^{These offers are not applicable on account upgrades and will be provided only on new account opening} 
• ^{Bank reserves the right to change/ modify/ withdraw/ suspend the offers from time to time.}
• ^{In case of any issue relating to the above offer including any dispute or discrepancy or non-receipt of voucher or on my/our eligibility, HDFC Bank’s decision shall be final and binding on me/us in all respects.}
• ^{Vouchers will be sent to you on your registered mobile number and email ID. The Bank will not be responsible or liable in case the above offer is not configured or could not be availed due to any restrictions including DNC/ NDNC or any delay, congestion on any telephone network or line or issues related to computer on-line system, servers or providers, website or mobile app or any other reason beyond the control of HDFC Bank.}

Enjoy voucher worth INR 2,000 from Amazon Prime, Swiggy, Uber, Ixigo, PVR, Amazon Pay on activating any 5 services as per T&C from the 10 services. Know more

Super kids account comes with a Minimum Average Quarterly Balance requirement of INR 1 lakh or an FD cushion of INR 4 lakhs.

For consolidated Savings Fees & Charges (w.e.f. 1st August 2025) Click Here