Savings Max Savings Account FAQs

Your Account gets you a total value benefit of over INR 26,000. Click here to know more - Savings Max Account - Open Savings Max Account for Max Savings with HDFC Bank

• Accidental hospitalisation cover of Rs. 1 lakh*

• Daily cash allowance* of Rs. 1,000 per day of hospitalisation for a maximum of 15 days (reimbursement cover, and is only available for the first holder of the account)

• Accidental death insurance cover of up to Rs. 10 lac* - Restricted to deaths caused by vehicular accidents (road/rail/air) only

*For the above claims to be processed, at least 1 Point Of Sales (POS) purchase should be made using the Debit Card in the 3 months prior to the date of the accident

• Death Cover by Air / Road / Rail - Sum Insured up to Rs. 15 lac* on your Platinum Debit Card (Debit Card should be active at retail OR on-line stores at least once every 30 days to keep the free Personal Death Insurance cover on their Debit Card active)

• Additional International Air Coverage of flat Rs.3 Crore on purchase of air ticket using your Debit Card

• Fire & Burglary for the items purchased under Debit Card (upto 90 days) - Sum assured Rs. 2 lakhs

• Loss of checked baggage - Sum assured Rs. 2 lakhs (For any Claims under Fire & Burglary Insurance/ Loss of checked baggage Insurance to be accepted & processed, the cardholder should have carried out at least 1 purchase transaction using the Debit Card, within 3 months prior to the event date) 

^{*Terms & Conditions apply} 

• Free Unlimited ATM transactions at HDFC Bank ATMs

• 15 Free ATM transactions/month at non-HDFC Bank domestic ATMs 

• Nil Demat A/c opening charges*

• Waiver of Annual Maintenance Charges for the 1st year on Demat Account 

• 66% Off on Demat Annual Maintenance Charges on doing 1 transaction per annum from 2nd year onwards

• Trade for free - Get 5Lakh of Free cash volume (up to 90 days)

• Delivery brokerage (post free volume) of 0.20% ​​​​​​​

  ^{*T&C apply | The above offering is only for a new Demat & Trading A/c opening}

• Get up to 90% finance on the on-road price of a vehicle and 7 year tenure when you apply for an Auto Loan

• Save Rs. 2,375 and get a 50% discount on the processing fees when you apply for a Two Wheeler Loan

^{*T&C apply}

• 50% discount on locker rental^, calculated on a pro-rata basis for the first year of allotment.

• 50% discount on the issuance charges when you load a minimum of USD 2,000 (or equivalent) on a Forex Plus Card at any branch

• 50% discount on the issuance of a Gift Plus Card when you load a minimum of Rs. 5,000 on the card through the branch or via NetBanking

• Free Platinum Debit Card worth INR 850 with airport lounge access

• Free demand drafts on HDFC Bank locations, up to Rs. 1 lakh per day

• Free passbook facility for all individual account holders

• Free lifetime BillPay & InstaAlerts for all account holders

• Free passbook available at home branch for individual account holders

^{^Discount is basis financial year}

• Money Maximizer converts surplus savings into higher interest Fixed Deposits.
• It offers both the high returns of Fixed Deposits and the flexibility of a Savings Account.
• for MoneyMaximiser Facility know how

• Sweep-in means that whenever the funds in your Savings Account are running low for a purchase or transaction, the bank will transfer the deficit amount from your Fixed Deposit to your Savings Account without affecting your interest rate in your Fixed Deposit. This can help you in a pinch when there is an emergency like sudden hospital bills, buying a vehicle, or any other personal crisis. Sweep-in allows transferring funds from Fixed Deposits to Savings Accounts when needed.
• The Sweep-Out Facility automatically transfers excess funds from your Savings Account into a Fixed Deposit, offering higher interest rates.

• njoy voucher worth INR 2,000 from Amazon Prime, Swiggy, Uber, Ixigo, PVR, Amazon Pay on activating any 5 services as per T&C from the 10 services. Know more

Average Monthly Balance (AMB) for Metro / Urban / Semi Urban/ Rural - ₹25,000 or having an FD Relationship with the Bank (Min ₹1.50 lakh in Metro/ Urban location & Min ₹1 lakh in Semi Urban/Rural location). Non-maintenance charges applicable*

^{*T&C apply}

For consolidated Savings Fees & Charges (w.e.f. 1st August 2025) Click Here