Savings Max Account FAQs

Your Account gets you a total value benefit of over ₹26,000. Click here to know more.

• Accidental hospitalisation cover of up to ₹1 lakh*

• Daily cash allowance of up to ₹ 1,000* per day of hospitalisation for a maximum of 15 days (reimbursement cover, and is only available for the first holder of the account)

• Accidental death insurance cover of up to ₹ 10 Lakh* - Restricted to deaths caused by vehicular accidents (road/rail/air) only

*For the above claims to be processed, at least 1 Point Of Sales (POS) purchase should be made using the Debit Card in the 3 months prior to the date of the accident

• Death Cover by Air / Road / Rail - Sum Insured up to ₹ 15 Lakh* on your Platinum Debit Card(Debit Card should be active at retail OR on-line stores at least once every 30 days to keep the free Personal Death Insurance cover on their Debit Card active)

• Additional International Air Coverage of up to ₹3 Crore* on purchase of air ticket using your Debit Card

• Fire & Burglary for the items purchased under Debit Card (upto 90 days) - Sum assured up to ₹ 2 Lakh*

• Loss of checked baggage - Sum assured up to ₹ 2 Lakh* (For any Claims under Fire & Burglary Insurance/ Loss of checked baggage Insurance to be accepted & processed, the cardholder should have carried out at least 1 purchase transaction using the Debit Card, within 3 months prior to the event date)

^{*Terms & Conditions apply} 

• Free Unlimited ATM transactions at HDFC Bank ATMs

• 15 Free ATM transactions/month at non-HDFC Bank domestic ATMs

• Nil Demat A/c opening charges*

• Waiver of Annual Maintenance Charges for the 1st year on Demat Account 

• 66% Off on Demat Annual Maintenance Charges on doing 1 transaction per annum from 2nd year onwards

• Trade for free - Get 5Lakh of Free cash volume (up to 90 days)

• Delivery brokerage (post free volume) of 0.20% ​​​​​​​

  ^{*T&C apply | The above offering is only for a new Demat & Trading A/c opening}

• Get up to 90% finance on the on-road price of a vehicle and 7 year tenure when you apply for an Auto Loan

• Save ₹ 2,375 and get a 50% discount on the processing fees when you apply for a Two-Wheeler Loan

^{*T&C apply}

• 50% discount on locker rental^, calculated on a pro-rata basis for the first year of allotment.

• 50% discount on the issuance charges when you load a minimum of USD 2,000 (or equivalent) on a Forex Plus Card at any branch

• 50% discount on the issuance of a Gift Plus Card when you load a minimum of ₹5,000 on the card through the branch or via NetBanking

• Free Platinum Debit Card worth ₹850 with airport lounge access

• Free demand drafts on HDFC Bank locations, up to ₹ 1 lakh per day

• Free passbook facility for all individual account holders

• Free lifetime BillPay & InstaAlerts for all account holders

• Free passbook available at home branch for individual account holders

^{^Discount is basis financial year}

• Money Maximizer converts surplus savings into higher interest Fixed Deposits.
• It offers both the high returns of Fixed Deposits and the flexibility of a Savings Account.
• To know more about Money Maximiser facility, click here

• Sweep-in means that shortfall of funds in the savings account can be addressed through sweep-in of funds from Fixed Deposits booked.. This can help you when there is an or urgent requirement for liquid money.
• The Sweep-Out Facility automatically transfers excess funds from your Savings Account into a Fixed Deposit as per the pre-decided threshold, offering higher interest rates.

• Enjoy voucher worth ₹ 2,000 from Amazon Prime, Swiggy, Uber, Ixigo, PVR, Amazon Pay on activating any 5 services as per T&C from the 10 services. Know more

Average Monthly Balance (AMB) for Metro / Urban / Semi Urban/ Rural - ₹25,000 or having an FD Relationship with the Bank (Min ₹1.50 lakh in Metro/ Urban location & Min ₹1 lakh in Semi Urban/Rural location). Non-maintenance charges applicable*

^{*T&C apply}

For consolidated Savings Fees & Charges (w.e.f. 1st August 2025) Click Here