| Description of Charges | Premium Millennia Debit Card | |
|---|---|---|
| Minimum Balance (Average Monthly Balance) | NIL **Subject to Salary Credit in the account from the corporate regularly. In the absence of Salary credit for 3 months, the account shall be converted to a savings regular account. The AMB requirement, features, benefits and charges shall be applicable as per the Saving Regular Account. |
|
| Charges on non -maintenance thereof | NIL | |
| Cheque book | Free 25 cheque leaves per financial year. Additional cheque book of 25 leaves will be charged at ₹100, and ₹75 for senior citizen. |
|
| Cheque book usage charges | No Charges | |
| Issue of duplicate adhoc statements | Soft Copy - Last 5 years statement through NetBanking - No charge eStatement on registered E-mail ID - No charge Physical copy - Branch - ₹100 PhoneBanking (Non IVR) - ₹75 PhoneBanking (IVR), NetBanking, MobileBanking, and ATM - ₹50 |
|
| Passbook issuance* | Free | |
| Duplicate passbook issuance* | ₹100 | |
| Managers Cheques Demand Drafts - Issuance/ Re-issuance - On HDFC Bank Locations | DD/MC Charges Through Branch | |
| Free up to ₹25,000 Above ₹25,000, ₹5 per 1000, minimum ₹75 and maximum ₹10,000. |
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| DD request through Netbanking | ||
| Up to ₹1 Lakh | ₹.50 plus correspondent bank charges if applicable. | |
| Third party DD up to ₹10lakh. | ₹.50 plus correspondent bank charges if applicable | |
| *Third-party registration required (customers registered for third-party transfers have a maximum limit of ₹10 lakh per customer ID and hence can issue multiple DDs of ₹1 lakh up to ₹10 lakh and send it to the beneficiary address) | ||
| Managers Cheque/Demand Drafts - Cancellation Revalidation | ₹100 (Nil cancellation / revalidation charges for Managers Cheque DD value up to ₹1,000), effective August 01, 2021: ₹60, Senior citizen - ₹54. | |
| Demand Drafts- Issued - On Non HDFC Bank Locations | ₹50 plus charges as outlined below: | |
| Up to ₹500 | ₹10 | |
| Above ₹500 to ₹1000 | ₹15 | |
| Above ₹1000 to ₹5000 | ₹25 | |
| Above ₹5000 to ₹10,000 | ₹30 | |
| Above ₹10,000 | ₹5 per 1000 | |
| Cheque Collection - Local Clearing Zone | Free | |
| Collection of outstation cheques – HDFC Bank location | Charges for cheques drawn on Branch locations | |
| Up to ₹5,000 | ₹25 ₹20 for Rural branches |
|
| ₹5,001 to ₹10,000 | ₹50 ₹40 for Rural branches |
|
| ₹10,001 to ₹1lakh | ₹100 | |
| ₹1lakh and above | ₹150 | |
| Cheques drawn on Speed Clearing Branches - at non CTS locations | ||
| Up to ₹1lakh | No charges | |
| ₹1lakh and above | ₹140 per instrument | |
| Cheques drawn on Speed Clearing Branches - at CTS locations | No charge | |
| Charges on FD receipts Govt challans/Treasury bills-challans refund orders/Vouchers/Instruments (not in cheque form) deposited for collection would be levied as per correspondent bank charges. | ||
| Collection of outstation cheques - other locations | Charges for cheques drawn on Non-Branch locations | |
| Up to ₹5,000 | ₹25, ₹20 for Rural branches |
|
| ₹5,001 to ₹10,000 | ₹50, ₹40 for Rural branches |
|
| ₹10,001 to ₹1lakh | ₹100 | |
| ₹1lakh and above | ₹150 | |
| Cheques drawn on Speed Clearing Branches - at non-CTS locations | ||
| Up to ₹1lakh | No charges | |
| ₹1lakh and above | ₹140 per instrument | |
| Cheques drawn on Speed Clearing Branches - at CTS locations | No charge | |
| Charges on FD receipts Govt challans/Treasury bills-challans Refund orders/Vouchers/Instruments (not in cheque form) deposited for collection would be levied as per correspondent bank charges | ||
| Cheque return charges drawn on HDFC Bank | Due to insufficient funds - Return in a month 1st: ₹450, Senior Citizen - ₹400 2nd: ₹500, Senior Citizen - ₹450 3rd onwards: ₹550, Senior Citizen - ₹500 |
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| Charges due to funds transfer cheque return - ₹350, Senior Citizen - ₹315 |
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| Due to Technical reasons - ₹50, Senior Citizen - ₹45 (example Date not mentioned, post-dated, sign mismatch, etc.) |
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| Cheques deposited returned unpaid | Charge of ₹200 per instance would be levied | |
| Balance Enquiry - at Branch | ₹100, Senior Citizen - ₹90 | |
| Balance Certificate | Free for All | |
| Interest Certificate | Free for All | |
| TDS Certificate | Free | |
| Account Closure (from account opening date) | Up to 14 days - No Charge 15 days up to 12 months - ₹500 Beyond 12 months - No Charge |
|
| Photo Attestation | ₹100 per instance NIL (For Senior Citizens) |
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| Signature Attestation | Free, effective August 01, 2021 - ₹100, Senior citizen - ₹90 | |
| Address Confirmation | ₹50 per instance, effective August 01, 2021 - ₹100, Senior citizen - ₹90 | |
| Stop Payment Charges | Particular cheque - ₹100 Range of cheques - ₹200 Free through NetBanking |
|
| Standing Instructions | Setting up Charges - NIL ₹25 per transaction plus remittance charge |
|
| Unarranged overdraft | ₹100 per occasion plus 18% Interest annually | |
| Old records/copy of paid cheques | Up to 1 year - ₹50 per record, Above 1 year - ₹100 per record effective August 01, 2021 - ₹80, Senior citizen - ₹72 |
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| Activation of dormant account | No charges | |
| Branch transactions (Includes only Cheque deposit/Cheque issuance/Funds Transfer Debit/NEFT/RTGS) (Charges over and above standard remittance charges for Fund Transfer/ NEFT/ RTGS. Remittance charges applicable starting first transaction onwards) |
In case the AMB in the previous month is equal to or above ₹50,000, no charges would be levied | |
| Number of Cash transactions (Cumulative of Deposit and Withdrawal) (Self or Third Party - Any Branch) | 4 free cash transactions per month 5th transaction onwards - ₹150 per transaction |
|
| Value of Cash transactions (Cumulative of Deposit and Withdrawal by Self Third Party) any branch | Value up to ₹2 lakh per month - No charge above ₹2 lakh, ₹5 per thousand or part thereof, subject to a minimum of ₹150. *Maximum per day limit is ₹25,000 for third party at ₹150 charges (NIL for Senior Citizens and Minors) |
|
| Cash Handling charges | Free | |
| Local Cheque deposited for outstation accounts | Free | |
| Phone Banking - IVR/Non IVR | Free | |
| ATM Card | Free | |
| ATM Card - Replacement charges | ₹200 (plus taxes as applicable and cess) | |
| Debit Card - Annual Fee - Millennia | Free | |
| Debit Card - Annual Fee - Rupay Premium | Free | |
| Debit Card - Annual Fee - Regular Rewards | Free | |
| Debit Card - Annual Fee - Titanium | Free | |
| Debit Card - Annual Fee - Titanium Royale | Free | |
| Debit Card - Annual Fee - MoneyBack | Free | |
| Debit Card - Annual Fee - Gold Platinum | ₹750 per year (plus taxes as applicable) | |
| Debit Card - Annual Fee - Women's Card | Free | |
| Debit Card - Renewal Fee - Rupay Premium | Free | |
| Debit Card - Renewal Fee - Millennia | ₹500 per year (plus taxes as applicable) | |
| Debit Card - Renewal Fee - Regular Rewards | Free | |
| Debit Card - Renewal Fee - Titanium | Free | |
| Debit Card - Renewal Fee - Titanium Royale | Free | |
| Debit Card - Renewal Fee - Times Points | Free | |
| Debit Card - Renewal Fee - Gold Platinum | ₹750 per year (plus taxes as applicable) Free |
|
| Debit Card - Renewal Fee - Women's Card | Free | |
| Debit Card - Replacement charges | Replacement of a damaged card - No charges and Replacement of a lost card - ₹200 (plus taxes as applicable and cess) (for all card types) | |
| ATM Debit Card Card - Transaction Charge | HDFC BANK ATMs | Other Bank ATMs |
| First 5 Transactions Free across all Cities | (a) In Top 6 cities**: First 3 Transactions Free (b) Non Top 6 cities: First 5 Transactions Free |
|
| *Includes both financial and non-financial transactions (includes only balance enquiry, mini statements requests and PIN change transactions) For transactions done on other bank ATMs, a maximum of 5 transactions are free in a month with a cap of a Maximum of 3 free transactions in the top 6 cities. Note: Top 6 Cities - Transactions done in Mumbai, New Delhi, Chennai, Kolkata, Bengaluru, and Hyderabad ATMs. Please check with your respective Corporate Salary Manager Branch Manager for details of the offer. Transactions over and above the free limit will be charges as under: HDFC Bank Cash withdrawal - ₹20 plus taxes as applicable per transaction. Non-Financial Transaction - Free Non HDFC Bank Cash withdrawal - ₹20 plus taxes as applicable per transaction. Non-Financial Transaction - ₹8.5 plus taxes as applicable per transaction |
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| Debit Card - Transaction Charge - Non-HDFC Bank International ATMs | ₹25 per balance enquiry and ₹125 per cash withdrawal (plus taxes as applicable) The Bank will charge a cross-currency mark-up of 3.5% on foreign currency transactions carried out on debit cards. The exchange rate used will be the VISA/Master Card wholesale exchange rate prevailing at the time of transaction. |
|
| PIN regeneration charge | ₹50 (plus taxes as applicable and cess) | |
| Decline charge for insufficient balance | Transactions declined at other Bank ATMs anywhere in the world or at a Merchant outlet outside India due to insufficient funds will be charged at ₹25 per transaction (plus taxes as applicable and cess) | |
| Add-on Debit Card - Regular | Free | |
| Add-on Debit Card - Gold Card Platinum | ₹750 per year (plus taxes as applicable and cess) | |
| Add-on Debit Card - Times Points | ₹650 per year (plus taxes as applicable and cess) | |
| Add-on Debit Card - Women's Card | Free | |
| Add-on Debit Card - Titanium | ₹250 per year (plus taxes as applicable and cess) | |
| Add-on Debit Card - Titanium Royale | ₹400 per year (plus taxes as applicable and cess) | |
| Add-on Debit Card - Rewards | ₹500 per year (plus taxes as applicable and cess) | |
| BillPay | Free | |
| InstaPay | ₹10 (plus taxes as applicable and cess) per transaction | |
| InstaAlert | as approved for main salary account | |
| Visa Money Transfer | ₹5 (plus taxes as applicable and cess) per transaction | |
| NEFT Charges - Inward | NIL | |
| NEFT Charges- outward | Amounts up to ₹10,000 - ₹2.5 (plus taxes as applicable) per transaction Amounts from ₹10,001 to ₹1 lakh - ₹5 (plus taxes as applicable) per transaction Amounts above ₹1 lakh up to ₹2 lakh - ₹15 (plus taxes as applicable) per transaction Amounts above ₹2 lakh – ₹25 (plus taxes as applicable) per transaction |
|
| NEFT Charges for Indo Nepal transactions | Customers having NSBL*A/c - ₹20. Customers having non-NSBL* Account: Up to ₹5,000 - ₹70 Above ₹5,000 - ₹95 * Nepal State Bank Ltd |
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| RTGS - Outward | Above ₹2 lakh to 5 lakh - ₹25 (plus taxes as applicable) per transaction | |
| Above ₹5 lakh - ₹50 (plus taxes as applicable) per transaction | ||
| RTGS - Inward | NIL | |
| IMPS (Immediate Payment Service) – Outward | Transaction Amount (In Rupees) | Charges |
| 0-1,000 | ₹3.50 plus applicable GST | |
| 1,001-1 lakh | ₹5 plus applicable GST | |
| >1 lakh | ₹15 plus applicable GST | |
| IMPS (Immediate Payment Service) - Inward | NIL | |
| Mobile Banking | Free | |
| Netbanking | Free | |
| ECS ACH (Debit) Return Charges | Return in a month. 1st - ₹450 (Senior Citizen - ₹400) 2nd- ₹500 (Senior Citizen - ₹450) 3rd onwards - ₹550 (Senior Citizen - ₹500) |
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| Any Deliverable returned by courier due to negative reasons (no such consignee consignee shifted and no such address) | ₹50 per instance | |
| TIN Regeneration | Free for All | |
| IPIN Regeneration | Change ₹100 Per Instance | |
| SI rejects | ₹200 per instance | |
| One time mandate authorisation Charges per mandate (Physical Online) | ₹40, Senior citizen - ₹36 | |