*With effect from 6th May 2023
There are no charges for using the Prepaid Card at merchant locations for shopping. However, at railway stations and petrol pumps, transaction charges as per industry practices will be applicable.
Disclaimer: Terms and conditions apply. Prepaid Card approvals are at the sole discretion of HDFC Bank Limited and are subject to documentation and verification as per the Bank's requirement.
Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.
The HDFC Bank SmartHub Vyapar Prepaid Card is a reloadable card designed for small business owners and retail merchants. It offers 1% CashBack on online and offline spending, 5% CashBack on utility payments, and zero lost card liability. The card is contactless and EMV chip-compliant.
The HDFC Bank SmartHub Vyapar Prepaid Card has a cash withdrawal limit of ₹2,000 per day and ₹10,000 per month at POS terminals in India.
The HDFC Bank Millennia Prepaid Card has a nil issuance fee.
The HDFC Bank SmartHub Vyapar Prepaid Card charges ₹20 plus GST for ATM withdrawals up to ₹1,000 and 1.85% of the withdrawal amount for transactions above ₹1,000 at both HDFC Bank and non-HDFC Bank ATMs.
The HDFC Bank SmartHub Vyapar Prepaid Card charges ₹10 plus GST for balance enquiries at both HDFC Bank and non-HDFC Bank ATMs. This fee is exclusive of applicable taxes.
There are no charges for shopping using the HDFC Bank SmartHub Vyapar Prepaid Card at merchant locations. However, transaction charges per industry practices will apply to railway stations and petrol pumps.