SmartHub Vyapar Prepaid Card Eligibility Criteria

Who Can Apply?

  • Nationality: Indian
  • Occupation:

    • Small business owners
    • Retail customers who wish to apply for and avail of the card.
  • Click here for the most important Terms & Conditions
  • Click here to learn more about the HDFC Bank SmartHub Vyapar Prepaid Card

Disclaimer: Terms and conditions apply. Prepaid Card approvals are at the sole discretion of HDFC Bank Limited and are subject to documentation and verification as per the Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.

Frequently Asked Questions

The HDFC Bank SmartHub Vyapar Prepaid Card is a reloadable card designed for small business owners and retail merchants. It offers 1% CashBack on online and offline spending, 5% CashBack on utility payments, and zero lost card liability. The card is contactless and EMV chip-compliant.

The HDFC Bank SmartHub Vyapar Prepaid Card has a cash withdrawal limit of ₹2,000 per day and ₹10,000 per month at POS terminals in India.

The HDFC Bank SmartHub Vyapar Prepaid Card offers a maximum CashBack of ₹13,800* per year.

The HDFC Bank SmartHub Vyapar Prepaid Card is available to small business owners and retail merchants for business expenses and payments. Indian nationals and retail customers can also apply for this card.

The HDFC Bank SmartHub Vyapar Prepaid Card has no issuance or annual fees. Replacement fees are ₹200. ATM withdrawal charges are ₹20 + GST for transactions up to ₹1,000 and 1.85% of the transaction value + GST for higher amounts. Balance enquiry at ATMs costs ₹10 + GST.