HDFC Ergo

• As a joint venture between India's largest housing finance company, and ERGO International AG, Munich Re Group's principal insurance entity, HDFC ERGO General Insurance Company Ltd., offers a full range of general insurance products, including Health, Motor, Home, Travel, and Personal Accident, as well as tailored products like Trade Finance, Marine, Property, and Liability Insurance for businesses.
• Benefits of Trade Credit Insurance
• Safeguard your Balance Sheet and P&L against bad debt
• Potentially reduce and quantify bad debt provisions
• Better financing and borrowing options
• Increase profits
• Increase your sales confidently
• Avoid facing losses even before they occur
• Maintain profitability and cash flow and safeguard business plans and budgets
• Screening and information of clients
• Improve credit decisions
• Safeguard stakeholder and investor interest
• Coverage offered
• Insolvency – Your business is protected from the risk of non-payment when a buyer is insolvent.
• Protracted Default – When your buyer fails to pay within the pre-defined period.
• Political Risks – You also have the option to cover Political Risks which covers
  
  
  • Moratorium
  • Transfer Restriction / Inconvertibility
  • War
  • Import/ Export Restriction
  • Natural Disaster
  • License Cancellation