Tata AIA Shubh Shakti

Details of the Commission earned by the Bank as corporate agent from Life Insurance distribution business are as follows: 

Note: The commission varies depending upon the product in each category, tenure, amount of premium and premium paying term. 

• Tata AIA Sampoorna Raksha Promise – Non-Linked, Non-Participating, Pure Risk, Individual Life Insurance Product (UIN: 110N176V10).
• Tata AIA Maha Raksha Supreme Select – Non-Linked, Non-Participating, Pure Risk, Individual Life Insurance Product (UIN: 110N171V14). 

• Shubh Shakti is a combination of Tata AIA Sampoorna Raksha Promise (Non-Linked, Non-Participating, Pure Risk, Individual Life Insurance Product) (UIN: 110N176V10) and Tata AIA Health Buddy (Non-Participating, Non-Linked Individual Health Product) (UIN: 110N183V01). Tata AIA Sampoorna Raksha Promise and Tata AIA Health Buddy are also available for sale individually without the combination being offered or suggested.

• Health Buddy Enhance is part of the wellness offerings of Tata AIA Health Buddy. It is the customer's sole discretion to avail of these services. A waiting period of 30 days from the date of issue of the policy is applicable to avail of these services. All medical-related services will be provided directly by the Service Providers and not by Tata AIA Life Insurance.   

• These services are subject to the availability of the Service Provider. Tata AIA Life Insurance shall not be liable for any liability arising due to the customer opting to avail of this feature from the Service Providers.  

• For more details on the benefits covered, please refer to the brochure, contact your Insurance Advisor/Intermediary, or visit your nearest Branch Office.

• ¹ Illustrated Premium is the monthly premium, excluding taxes, for a 20-year-old female, Standard Life, Non-Smoker, for a ₹1 crore Sum Assured with a Policy Term of 20 years (Regular Pay) under the Life Promise Option with the first-year premium discount for digital purchase and salaried persons. Please refer to the Benefit Illustration for more details. Premium is subject to applicable taxes, cesses, and levies, which shall be entirely borne and paid by the Policyholder in addition to the premium. Tata AIA Life shall have the right to claim, deduct, adjust, or recover the amount of any applicable tax or levy imposed by any statutory or administrative authority from the benefits payable under the policy. Kindly refer to the sales illustration for the exact premium. 

• ² Under the Waiver of Premium on Husband's Accidental Death benefit, all future premiums payable by the Life Assured shall be waived, and the policy shall continue to remain in force until the end of the Policy Term. Please refer to the policy document for more details.

• ³ The Child Education Protect benefit provides a regular monthly income until the child reaches the chosen age after the death of the Life Assured. Please refer to the policy document for more details. 

• ⁴ Premium Break Due to Pregnancy is an in-built feature that is allowed twice during the premium-paying term, subject to a two-year gap and prior intimation 60 days in advance. This feature becomes available only after payment of two full years' premiums. Please refer to the policy document for more details. 

• ⁵ Single Mother Discount is a lifetime 1% discount offered to single mothers, i.e., women policyholders with a child (including adopted children) who are single, divorced, or whose spouse is deceased on the date of inception of the contract. 

• ⁶ Income tax benefits shall be available as per the prevailing income tax laws, subject to the fulfilment of the prescribed conditions. Income tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility for the tax implications mentioned anywhere in this document. Please consult your tax advisor to understand the tax benefits available to you. 

• ⁷ 89,43,554 families protected till 31st May 2025. 

• ⁸ Retail Sum Assured for FY 2024–25 is ₹7,90,982 crore.

• ⁹ Applicable only to non-early claims with more than three years of policy duration, non-investigation cases, and a Sum Assured of up to ₹50 lakh. Applicable for branch walk-ins. The time limit to submit a claim to Tata AIA Life Insurance is 2:00 p.m. on working days, subject to the submission of complete documents. Not applicable to ULIP policies and open-title claims. 

• It is the customer's sole discretion to avail of these services and follow the treatment path suggested by the Service Providers. All medical-related services will be provided directly by the Service Providers and not by Tata AIA Life Insurance. These services are available only to the Life Insured under active policies for select products/riders. By availing of this feature, the customer grants permission to the Service Providers to contact them regarding these Health Management Services. These services are subject to the availability of the Service Provider.  

• This product is underwritten by Tata AIA Life Insurance Company Ltd. 

• This plan is not a guaranteed issuance plan and is subject to the company's underwriting and acceptance. 

• Insurance cover is available under this product. 

• For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale. The precise terms and conditions of this plan are specified in the Policy Contract. For more details, please visit www.tataaia.com. 
• Buying a life insurance policy is a long-term commitment. Early termination of the policy usually involves high costs, and the surrender value payable may be less than all the premiums paid.
• In the case of non-standard lives and submission of non-standard age proof, extra premiums will be charged as per our underwriting guidelines. 
• L&C/Advt/2026/Feb/0591 

HDFC Bank Limited (4621612) (IRDAI Registration No. CA0010) is the Corporate Agent of Tata AIA Life Insurance Company Limited and does not underwrite the risk or act as an insurer. HDFC Bank Limited, HDFC Bank House, Senapati Bapat Marg, Lower Parel (West), Mumbai – 400013. Participation by the Bank's clients in the insurance products is purely voluntary. The contract of insurance is between Tata AIA Life Insurance and the Insured, and not between HDFC Bank and the Insured.

Tata AIA Life Insurance Company Limited (IRDAI Regn. No. 110), CIN: U66010MH2000PLC128403. Registered and Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai – 400013. The trade logo displayed above belongs to Tata Sons Ltd. and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd. under licence. For any information, including cancellations, claims, and complaints, please contact your Insurance Advisor/Intermediary, visit the nearest Tata AIA Life branch office, call 1-860-266-9966 (local charges apply), or write to customercare@tataaia.com. Visit www.tataaia.com.