TATA AIA Maha Raksha Supreme Select (UIN: 110N171V014)

Details of the Commission earned by the Bank as corporate agent from Life Insurance distribution business are as follows: 

Note: The commission varies depending upon the product in each category, tenure, amount of premium and premium paying term. 

• Tata AIA Maha Raksha Supreme Select – Non-Linked, Non-Participating, Pure Risk, Individual Life Insurance Product (UIN: 110N171V14).  

• ¹ With this feature, an instant death benefit of ₹3 lakh from the Sum Assured will be paid within 1 working day from the claim registration date. This feature is applicable only after a waiting period of 3 policy years from the policy inception or revival, provided the policy is in force. The remaining Sum Assured shall be payable upon completion of the claim investigation. Further, in the event of any discrepancy in the claim investigation resulting in the final decision of non-payment of the claim, the Company reserves the right to recover the amount already paid. The acceleration of the instant claim shall not be construed or interpreted as acceptance of the claim. Applicable only for policies with a minimum Sum Assured of ₹1 crore.  

• ² Not applicable for the PoS option. Please refer to the Sales Brochure for more information.  

• ³ With the Flexi Pay Benefit, the policyholder is allowed to defer the due premium for a period of 12 months while maintaining full risk cover under the base plan and attached riders. At the end of the Premium Deferment period, the policyholder is required to pay the due premiums, including the premium applicable for the Premium Deferment period, i.e. the base cover premium and additional premium (if any). This benefit is available multiple times, subject to a gap of 5 policy years from the expiry of the previous Premium Deferment. The option can be exercised only after the payment of 5 full years' premiums. No interest shall be levied on the premium due during the Premium Deferment period. If the due premiums are not paid within the grace period after the expiry of the Premium Deferment, the Policy (including Rider(s), if any) shall lapse, and no benefits shall be payable under the Policy or Rider(s), if any. The Company shall be entitled to recover the same from any amounts or benefits payable under the Policy or Rider(s).  

• ⁴ An amount equal to 100% of the Total Premiums Paid (excluding loading for modal premiums) shall be payable at the end of the Policy Term, provided the Life Assured survives until maturity and the policy has not been terminated earlier.  

• ⁵ Tata AIA Maha Raksha Supreme Select offers a first-year digital discount of 1% for Single Pay and 10% for Limited Pay/Regular Pay.  

• ⁶ This product offers a first-year discount of 8.50% for Limited Pay/Regular Pay and 1% for Single Pay to salaried customers.  

• ⁷ The Rider is not mandatory and is available at a nominal extra cost. For more details on benefits, premiums, and exclusions under the Rider, please contact your Tata AIA Life Insurance Advisor/branch.  

• ⁸ Income tax benefits would be available as per the prevailing income tax laws, subject to the fulfilment of the stipulated conditions. Income tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility for the tax implications mentioned anywhere in this document. Please consult your tax consultant to understand the tax benefits available to you.  

• ⁹ Tax benefits of up to ₹46,800 under Section 80C are calculated at the highest tax slab rate of 31.20% (including cess, excluding surcharge) on a life insurance premium of ₹1,50,000 under the old tax regime. Tax benefits under the policy are subject to the conditions laid down under Sections 80C, 80D, 10(10D), 115BAC, and other applicable provisions of the Income Tax Act, 1961. No Goods and Services Tax shall be applicable on individual life insurance products as per the prevailing laws. Tax-free income is subject to the conditions specified under Section 10(10D) and other applicable provisions of the Income Tax Act, 1961. Tax laws are subject to amendments from time to time. Please consult your tax advisor before acting on the above.  

• This product is underwritten by Tata AIA Life Insurance Company Ltd.  

• Insurance cover is available under this product.  

• In the case of non-standard lives, extra premiums will be charged as per our underwriting guidelines.  

• For more details on risk factors, terms and conditions, please read the Sales Brochure carefully before concluding a sale. For more details on risk factors, terms and conditions, please visit: www.tataaia.com.  

• Premiums will vary depending on the option chosen.  

• Buying a life insurance policy is a long-term commitment. Early termination of the policy usually involves high costs, and the surrender value payable may be less than all the premiums paid.  

• In the case of the PoS variant, the product is available with or without medical underwriting, as per the BAUP (Board Approved Underwriting Policy).  

• Other plan options are also available under this product. Please read the product brochure for more information.  

• L&C/Advt/2026/Mar/2386  

HDFC Bank Limited (4621612) (IRDAI Registration No. CA0010) is the Corporate Agent of Tata AIA Life Insurance Company Limited and does not underwrite the risk or act as an insurer. HDFC Bank Limited, HDFC Bank House, Senapati Bapat Marg, Lower Parel (West), Mumbai – 400013. Participation by the Bank's clients in the insurance products is purely on a voluntary basis. The contract of insurance is between Tata AIA Life Insurance Company Limited and the Insured, and not between HDFC Bank Limited and the Insured. 

Tata AIA Life Insurance Company Limited (IRDAI Regn. No. 110), CIN: U66010MH2000PLC128403. Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai – 400013. The trade logo displayed above belongs to Tata Sons Ltd. and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd. under a licence. For any information, including cancellations, claims, and complaints, please contact your Insurance Advisor/Intermediary, visit the nearest Tata AIA Life branch office, call 1-860-266-9966 (local charges apply), or write to customercare@tataaia.com. Visit us at www.tataaia.com.